What Are Group Health Insurance Plans?

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What Are Group Health Insurance Plans?
Group health insurance plans are policies
designed to offer health coverage to a group of
individuals, typically through their employer,
professional organization, or another affiliated
entity. Unlike individual health insurance, which
covers a single person or family, group
insurance covers multiple individuals under a
single plan, often at a lower cost due to the
shared risk among members. Key features of group
health insurance- Basic Benefits and Options
Enrollment and Eligibility Employer
Contributions Guaranteed Coverage Cost
Efficiency Risk Pooling