Revenue-Based Financing: A Flexible Alternative to Business Loans

1
Welcome to Biz2Credit

• Biz2Credit is a financial technology company that
  offers online financing and business resources
  for small businesses

2
Revenue-Based Financing A Flexible Business Loan
Option
Learn how revenue-based financing, a unique
business term loan, can fuel growth for startups
and small businesses. Explore its advantages over
traditional options like SBA loans and fixed-term
loans.
3
What is Revenue-Based Financing?
Revenue-based financing is a flexible alternative
to small business loans. Instead of fixed monthly
payments, lenders collect a percentage of
revenue, making it ideal for businesses with
fluctuating income.
4
Key Features of Revenue-Based Financing

• Revenue Tied Repayment Payments align with your
  revenue.
• Alternative to SBA Loans No strict requirements
  or long processing.
• No Collateral Unlike term loans, your assets
  stay secure.
• Fast Processing Funds disbursed quicker than
  traditional business loans.

5
Benefits of Revenue-Based Financing

• No Fixed Interest Rate Payments adjust to your
  earnings.
• Quick Funding Ideal for urgent business needs.
• Business Growth Focused Retain ownership unlike
  equity-based options.
• Flexible Terms Easier than qualifying for a
  small business loan or term loan.

6
How Revenue-Based Financing Works

• Apply through revenue-based loan lenders.
• Share your revenue history for a customized
  business loan offer.
• Use a business loan calculator to estimate
  repayment terms.
• Pay back as a percentage of your earnings.

7
Comparison Revenue-Based Financing vs. Term Loans
Feature Revenue-Based Financing Business Term Loan
Repayment Flexibility Revenue-based Fixed monthly payments
Approval Time Faster Longer, especially for SBA loans
Collateral Requirement None Often required
Interest Rate Type Variable Fixed or variable
8
Who Should Consider Revenue-Based Financing?

• Revenue-based financing is ideal for businesses
  needing quick funds without collateral. Startups,
  e-commerce businesses, or those with irregular
  income can avoid the complexities of small
  business loans or SBA loan applications.

9
Steps to Qualify for Revenue-Based Financing

• Maintain consistent monthly revenue.
• Show revenue reports and use a business loan
  calculator to assess affordability.
• Meet minimum revenue benchmarks set by
  revenue-based loan lenders.

10
Why Choose Biz2Credit for Your Business Loan?
11
Success Stories of Revenue-Based Financing

• Businesses have scaled operations with
  revenue-based financing. From startups to SMEs,
  these flexible business loans helped navigate
  challenges and growth without the burden of fixed
  term loans or high-interest SBA loans.

12
Ready to Fund Your Business?

• Explore Biz2Credits revenue-based financing and
  business loan options. Use our business loan
  calculator to compare interest rates and
  repayment terms. Visit Biz2Credit today!