A taste of

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A taste of
Money Matters
A Basic Financial Education Workshop offered by
MOSERS
Presented by Jessica Mundell Senior Training and
Education Specialist
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Why plan for your financial future?

• Taking Control of Your Financial Future

• Reduce stress level associated with finances,
  both present and future
• Identify your values and goals
• Saving money one step at a time

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Five Steps to a Financial Plan

• Set goals
• Organize information
• Analyze information
• Put a plan into action
• Monitor

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Identifying what success means to you
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Measure of Success (Values)
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Goal Setting Worksheet
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Putting It All Together
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S M A R T

• Specific
• Measurable
• Attainable
• Realistic
• Targeted

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Your Financial Plan

• Set goals
• Identify your values
• Identify your financial goals
• Link your financial goals to your values
• HOMEWORK Make your goals SMART
• Organize information
• Analyze information
• Put a plan into action
• Monitor

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Organization MattersDetermining Where You Are

• If you are asked, can you prove
• that you
• Paid off a loan?
• Paid off a credit card?

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Why budget is not a dirty word

• A budget is a plan for spending and saving money
  that
• Allows you to see where your money goes
• Allows you to know when and how much you can
  spend instead of feeling like you are always broke

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Sticking To It

• Dont buy anything on impulse
• Pay off your credit cards each month

• Take your lunch and snacks to work
• Buy in bulk clip coupons
• Entertain at home
• Put some money into savings every pay period

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Lifes Little Surprises
Life has a way of throwing kinks into the best
laid plans.
For minor setbacks get back on track as soon as
you can
For major upsets re-evaluate your goals and
your budget
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How much are you worth?
(It may be more than you think!)
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Your Financial Plan

• Set goals
• Organize information
• Locate your important documents
• Create a Spending Plan
• Determine your Net Worth
• Analyze information
• 4. Put a plan into action
• 5. Monitor

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Just a Taste

• Throughout the rest of the public workshop, we
  discuss
• Home Ownership
• Saving for College
• Basics of Saving and Investing
• Saving for Retirement
• Estate Planning Protecting what youve built

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Final Note

• Over 1/3 of Americas workforce reports
• that money worries sometimes hampers
• job performance
• Which equates to lost productivity
• On the job.

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Enjoy the rest of you day!And mosey your
employees our way!