Private Sector: Opening Doors to Affordability

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Private Sector Opening Doors to Affordability

• Vivien Rimmer IBB Solicitors
• Brian Everett Bellway Housing Trust

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Vivien Rimmer Residential Development Partner
Vivien handles major residential and mixed-use
development schemes. She specialises in
brownfield land and regeneration and in resolving
problems relating to easements, restrictive
covenants, highways and site access. She also
handles landlord and tenant issues in the context
of urban regeneration and mixed-use
schemes. Tel [phone] Email
vivien.rimmer_at_ibblaw.co.uk Web www.ibblaw.co.uk
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Brian Everett Business Development Director
Brian has over 30 years work experience in a
variety of development roles, local government,
housing associations and with major PLC house
builders. Brian has been with Bellway for 13
years and has been dealing with affordable
housing for the last 7 years. Brian is an
Independent Board Member of Ealing Homes, the
Arms Length Management Organisation set up by the
London Borough of Ealing to manage its council
housing stock and to deliver decent homes. Tel
01895 671100 Email brian.everett_at_bellway.co.uk Web
www.bellway.co.uk
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De-mystifying the jargon

• Affordable housing
• Social rented housing
• Intermediate affordable housing
• Intermediate rented housing
• Discounted sale
• Shared equity e.g Open Market HomeBuy
• Shared ownership e.g New Build HomeBuy

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De-mystifying the jargon cont.

• Key workers
• HomeBuy Agents
• Low cost market housing

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Government policy the framework

• Housing Green Paper (July 2007)
• Planning Policy Statement 3 (PPS 3) (November
  2006)
• Circular 05/2005 Planning Obligations (July
  2005)
• Planning Obligations Practice Guidance (July
  2006)
• Model S.106 Agreement (July 2006)

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Government policy the framework cont.

• Delivering Affordable Housing (November 2006)
• All available on Communities and Local Government
  website at www.communities.gov.uk

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Housing green paper targets

• 240,000 new homes a year by 2016
• 3 million new homes by 2020
• 70,000 affordable homes a year by 2010/2011 of
  which 55,000 will be tenures other than social
  rented

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Planning Policy Statement 3

• Aims to ensure that Everyone has the
  opportunity of living in a decent home, which
  they can afford, in a community where they want
  to live
• The Government is committed to providing high
  quality housing for people who are unable to
  access or afford market housing for example
  vulnerable people and key workers as well as
  helping people make the step from social rented
  housing to home ownership

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Planning obligations (1)

• S.106 Town and Country Planning Act 1990 as
  amended by The Planning and Compensation Act 1991
• S.106 (1) Any person interested in land in the
  area of a local planning authority may, by
  agreement or otherwise, enter into an obligation
  .
• (a) Restricting the development or use of the
  land in any specified way

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Planning obligations (1) cont.

• (b) Requiring specified operations or activities
  to be carried out in, or, under or over the land
• (c) Requiring the land to be used in any
  specified way
• (d) Requiring a sum of sums to be paid to the
  authority (includes Greater London Authority) on
  a specified date or dates or periodically

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Planning obligations (2)

• Must be
• Relevant to planning
• Necessary to make the proposed development
  acceptable in planning terms
• Directly related to the proposed development
• Fairly and reasonably related in scale and kind
  to the proposed development
• Reasonable in all other respects (Circular
  05/2005)

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Housing statistics
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What Is Affordable Housing and the Reality of Its
Delivery

• Brian Everett
• Bellway Housing Trust

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Affordable housing

• Affordable housing what is it?
• Affordable housing what it isnt
• The key stakeholders
• Paying for affordable housing

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The reality of delivery

• Its here to stay
• Affordable housing in the changing market place
• The mixed economy of provision
• Bellway Housing Trust
• What it is
• What we do
• What we sell

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Where? BHT schemes to dateThe Lock, Essex
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Where? BHT schemes to dateProspect Place, Cardiff
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Conclusion

• Its all dependent upon planning

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