Making Students Better Consumers

1
Making Students Better Consumers Anita
Kermes Manager, Default Prevention Initiatives
2
The Student Consumer

• Who are they?
• What has all their attention?
• What can we do?

3
Who are they?

• Todays student demographics
• Millennial Generation
• Generation X
• Baby Boomers
• Silent Generation

4
What has all their attention?

• Marketing dollars
• Reality TV
• Internet
• Other

5

• What can we do?

• Financial Literacy Education

6
Financial Literacy

• What is it?

7
What Determines Your Score
Source Myfico.com
8
Financial Literacy

• Where can I find information?
• Lets Google and see

9
(No Transcript)
10
Financial Literacy

• Where do I target my efforts?

11
Financial Literacy

• Tools already available include

12
(No Transcript)
13
EDFUND Video Clips

• Worksheets and calculators
• Web-based curriculum
• Budgeting
• Long-term planning
• Credit cards/reports
• Private Loans

14
EDWISE
15
(No Transcript)
16
(No Transcript)
17
Financial Literacy

• What are colleges focusing on?

18
The School Perspective

• CSU Sacramento
• Elena CF Larson
• Assistant Director
• University Collections Student Loans