NCR 5992: Electronic Payment Terminal with Signature Capture

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NCR 5992Electronic Payment Terminal with
Signature Capture

• Brian Barry
• Product Manager

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NCR 5992
Signature Capture, Interactive Display,
Electronic Payment
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Payment Trends...

• Consumer Payment with Credit and Debit...
• Credit Debit Card usage continues to grow in
  popularity.
• Retailers are looking for ways to satisfy
  customer payment needs while reducing the expense
  associated with credit debit cards.

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Electronic Storage Retrieval of
Receipt/Signature

• Quicker Response to Requests
• Eliminates Chargebacks From Lost
• or Illegible Receipts
• Processing Cost Savings

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How Credit with Signature Capture works when the
Retailer stores the Receipt
ISP
PROCESSOR
POS TERMINAL
EDC
EDC SIGNATURE
EDC SIGNATURE
SIGNATURE
RETAILER CREDIT CENTER ELECTRONIC RECEIPT STORAGE
5992
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How Credit with Signature Capture works when the
Processor stores the Receipt
ISP
PROCESSOR
POS TERMINAL
EDC SIGNATURE
EDC SIGNATURE
EDC SIGNATURE
SIGNATURE
ELECTRONIC
5992
RECEIPT STORAGE
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Electronic Payment Platforms Signature Capture
Hard Savings

• Paper Savings
• Differential Between Forms or Two-part Receipt
  Paper Vs. One-Part Paper
• Labor Savings
• Paper Handling, Storing, and Retrieval
• Reduced Storage Space
• Eliminate Shipping Costs
• Eliminate Chargebacks
• No lost or missing signatures

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Electronic Receipt StorageEnhances Security

• Eliminates Carbons and Multiple Receipt Copies
• Store Copy is Electronic
• Secure Transport From Checkout to Central Storage
  Facility
• Prevents Unauthorized Access to Receipts and
  Account Numbers
• The Captured Signature may be Optionally Bound to
  the Transaction Data for Greater Security

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Is an electronic signature legal?

• Digitized signatures are considered by law to be
  duplicates, as is a photocopy or carbon copy.
• A Digitized signature is binding on the party
  signing if
• signature is used in the normal course of
  business
• computer accurately stores and prevents
  tampering
• duplicate fully reflects the original the party
  signed

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5992 Electronic Payment and Interactive Display
Terminal

• Uses
• Paperless Credit Operations
• Debit Terminal
• Creating a Customer Service Vision
• Advertising
• Multiple Payments
• Consumer Research

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Many Faces of the 5992
DIRECT DEBIT ELECTRONIC BENEFITS TRANSFER
CREDIT RECEIPT
MARKET SURVEY
ITEMIZED CUSTOMER DISPLAY
ADVERTISING
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The Faces of 5992
DEBIT ELECTRONIC BENEFITS TRANSFER

• Customers swipe their ATM card through the MSR
• Enter their PIN Number using the Stylus
• POS or PC application interfaces with the network
  
• PIN Number is encrypted with the transaction

The 5992 allows you to implement debit payment
services along with other payment and customer
interface service in a single device
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The 5992
CREDIT PAYMENT SERVICES

• Customer signs an image of the credit slip on
  the screen
• The signature is captured and digitized
• The signature is printed on the customers receipt

• Eliminates cost of credit slips
• Eliminates slip storage
• Reduces the labor associated with retrieval
• Eliminates chargebacks
• Intuitive for Customer to operate

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The 5992
CONSUMER RESEARCH

• While at the Point-of-Service, a customer can
  make a note of their shopping experience without
  delaying throughput

Brings a higher and more accurate response rate
to market research
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The 5992
CUSTOMER DISPLAY

• The backlit LCD display makes an ideal itemized
  customer display
• Italics, underline, and reverse video
  highlighting are available
• Screen scrolls new items

• Customers can easily review the transaction
• Eliminates the need for a traditional
• customer display

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The 5992
ADVERTISING AND PROMOTION

• The 5992 backlit display and high pixel
  resolution enable you to display multiple
  pictures in a sequential order
• Control boxes for customer selection

• Timely messages stimulate impulse purchases
• at the point-of-service
• Retailers can advertise merchandise and
• services

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The 5992 is certified for use on the following
NCR terminals

• 7401
• 7452
• 7454

• 7455
• 7456
• 7460

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5992 Electronic Payment and Interactive Display
Terminal

• Features
• Transparent Digitizer Over Backlit LCD
• Display
• Signature Compression
• MSR, Encryption/PIN Entry
• Customer Programmability

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5992 Features

• Keyboard Screen for Alpha numeric Entry
• Credit Applications / Hotel Check-In
• Split Screen for Combined Functions
• Combine Customer Display with Advertising or
  Surveys
• Advertising and Surveys

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Selected Signature Capture Customers

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The NCR 5992 is...

A Multipurpose Terminal