Small Business Loans

1
Small Business Loans
2
CDC Services and Programs

• Direct Lending
• Loan Packaging
• Intermediary in partnership with banks
• Consultation and Referral
• Loan Programs
• 7(a)
• Bankers CDC
• Borrego Express Capital
• SBA Micro Loan

3
Evaluating a Business(for a fully underwritten
request)

• Credit of all principal business owners
• Capacity to repay loan
• Collateral (must pledge what is available)
• Capital (30 injection required by borrower)
• Conditions (Economic, Industry)
• Experience in the Industry (2 years)
• Other sources of income
• Business Plan, Projections, and assumptions upon
• which the projections are based.

4
Contact Information

• Susan Lamping
• Community Loan Program Coordinator
• Main line [phone] ext. 8639 Direct line
  [phone] slamping_at_cdcloans.com
• CDC Small Business Finance
• 2448 Historic Decatur Road, Suite 200
• San Diego, CA 92106