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START Investing NOW
When To Invest
To work the magic of compound interest, you need
to give it more time!
Need as much as 4 times to get Similar profit
when start late for investing
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Benefits of Dollar Cost Averaging (DCA)

• Works well in a highly volatile market
• - Accumulates more units at a lower
• average cost
• Cushion the impact of a falling market
• Ignore Timing Issue

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In A Declining Then Rising Market (Fluctuating
Market)
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Dollar Cost Averaging (DCAP)
Regular Investment with fixed amount of money
Solve timing problem More units at lower price
Average cost will be lower in the long run Wealth
accumulation cultivate savings habit
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DOLLAR COST AVERAGING (DCA) RISING MARKET
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DOLLAR COST AVERAGING (DCA) FLUCTUATING MARKET
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DOLLAR COST AVERAGING (DCA) FALLING MARKET
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Benefits of Dollar Cost Averaging (DCA)

• Works well in a highly volatile market
• - Accumulates more units at a lower
• average cost
• Cushion the impact of a falling market
• Ignore Timing Issue

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DCA Principle

• The Advantages (Fundholder)
• Investment philosophy of Dollar Cost Averaging
  (DCA)
• No need to time the market
• Buy more units when price is low
• Minimise the risk
• Cultivate saving habit
• Achieve financial goal

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Dollar Cost Averaging Principle

• Given the strong rally in global and regional
  markets over the past few months, investors in
  equity funds should adopt a Dollar Cost Averaging
  Principle when investing in unit trusts.
• This approach involves investing a fixed amount
  on a regular basis to maximise the advantage of
  the averaging process.

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Dollar Cost Averaging Principle

• The regular investment amount will buy the
  investor less units when the market is up and
  more units when the market is down.
• Thus, the investor will be able to accumulate
  units at an average cost which is lower than the
  average NAV per unit over the same period.
• Notes For more information on the Dollar Cost
  Averaging Principle, please refer to the Fund
  prospectus.