SMART BUSINESS GROUP SBG

1
PACKAGE VALUES IN UNITS
The Unit Chart
2
Rs. 1,699/- ( 1 Units )
You Get KARV MEMBERSHIP

An unstitched KARV Pant-Shirt Piece. Accidental
Death Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance
from Reliance.Conditions apply
3
Rs. 2,899/- ( 2 Units )
You Get KARV MEMBERSHIP

An unstitched KARV Pant-Shirt Piece. A formal
ravishing KARV Wrist-Watch. Accidental Death
Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance
from Reliance.Conditions apply
4
Rs. 4,299/- ( 3 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply

5
Rs. 6,000/- Per Year ( 2 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as DREAM PLAN
6
Rs. 6,499/- ( 4 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply

7
Rs. 9,999/- ( 6 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• One Cordless Iron.
• One Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

8
Rs. 16,499/- ( 8 Units )
You Get KARV MEMBERSHIP

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• Induction Cooker, Cordless Iron, Power Saver,
  Emergency light
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• Two Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

9
Rs. 12,000/- Per Year ( 4 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from BSLI
WORTH 12,000 known as SARAL JEEVAN PLAN
10
Rs. 24,000/- Per Year ( 8 Units )
KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 24,000 known as SARAL JEEVAN PLAN

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from  Reliance.Conditi
  ons apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply

11
Rs. 48,000/- Per Year ( 16 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as SARAL JEEVAN PLAN
An Unstitched KARV Suit Length Piece. An
unstitched KARV Pant-Shirt Piece. A formal
ravishing KARV Wrist-Watch. Accidental Death
Insurance from Reliance.Conditions
apply Permanent Total Disabilities Insurance from
Reliance.Conditions apply 20 discount on LEVIS
Apparels and Accessories.Conditions apply 20
discount on SPYKAR Apparels and
Accessories.Conditions apply One Cordless
Iron One Voucher of Rs 6000 worth of insurance
of Birla Sun Life Insurance.Conditions apply
12
Rs. 96,000/- Per Year ( 32 Units )
You Get KARV MEMBERSHIP

It an unit linked life insurance policy A highly
rewarding INSURANCE cum INVESMENT plan from
BSLI WORTH 6,000 known as SARAL JEEVAN PLAN

• An Unstitched KARV Suit Length Piece.
• An unstitched KARV Pant-Shirt Piece.
• A formal ravishing KARV Wrist-Watch.
• Accidental Death Insurance from
  Reliance.Conditions apply
• Permanent Total Disabilities Insurance from
  Reliance.Conditions apply
• Induction Cooker, Cordless Iron, Power Saver,
  Emergency light
• 20 discount on LEVIS Apparels and
  Accessories.Conditions apply
• 20 discount on SPYKAR Apparels and
  Accessories.Conditions apply
• Two Voucher of Rs 6000 worth of insurance of
  Birla Sun Life Insurance.Conditions apply

13

• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.6,000 Minimum Premium to be paid for 3 years
• Sum Assured 75 Thousand
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.12,000 Minimum Premium to be paid for 3 years
• Sum Assured 1.5 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

15

• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.24,000 Minimum Premium to be paid for 3 years
• Sum Assured 3 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

16

• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.48,000 Minimum Premium to be paid for 3 years
• Sum Assured 6 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

17

• Birla SunLife Insurance Saral Jeevan
• Product Specifications
• It is an unit linked life insurance policy
• Age group 18 to 45 years
• Premium paying term 20 years
• For policy to stay in force, policy holder needs
  to pay premium for minimum 3 years
• Rs.96,000 Minimum Premium to be paid for 3 years
• Sum Assured 12 Lakhs
• Death Benefit Sum Assured Fund Value or
  Guaranteed Fund Value whichever is higher
• Premium Allocation - 100
• Mode of Premium Annual
• Units Shall be allotted prior to deduction of
  Mortality, Fund Management Charges other
  charges
• Withdrawal and Surrender
• Partial withdrawal can be done from 4th year
  onwards after having paid three full years
  premium. Minimum Balance of 12000 INR has to be
  maintained. Free unlimited withdrawals
• No surrender penalty after 3 years
• Fund Choices
• Assure, Protector, Builder, Enhancer, Creator,
  Maximizer, Multiplier and Magnifier

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• The key benefits of  Birla Sun Life Saral Jeevan
  Plan are as follows
• An easy and simple plan An easy life insurance
  plan to buy due to simple processes.
• Earn efficient returns New Multiplier Fund
  Choose from a wide range of 8 fund options
  including the new Multiplier fund for allocating
  your premiums, depending on your risk profile. 
• 100 premium allocation No premium allocation
  charge is deducted from the policy premium. This
  means all of the policy premium will be invested
  in the investment funds of your choice. Relevant
  charges deducted as detailed in product
  brochure.  
• Match your risk profile at every stage Free
  unlimited switches and premium redirection give
  you an opportunity to always have control of your
  fund and optimize your returns. 
• Tax benefits Avail of tax benefits under Section
  80C Section 10(10 D)
• Death benefit with a PLUS Your nominee will
  receive both sum assured and fund value in the
  unfortunate event of death of the life insured. 
• Unmatched Liquidity Free unlimited partial
  withdrawals are allowed from your fund value
  after 3 policy years. Also, zero surrender
  charges after 3 policy years.

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Mode of Payments For Rs.6000/-, Rs.12000/-,
Rs.24000/-, Rs.48000/- Rs.96000/- of BSLI
INSURANCE Packages The payment has to be made by
demand draft only favoring BIRLA SUN LIFE
INSURANCE COMPANY LIMITED Payable At " New Delhi
" For Rs.1699/-, Rs.2899/-, Rs.4299/-,
Rs.6499/-, Rs.9999/- Rs.16499/- of KARV
Products The payment has to be made by demand
draft only favoring KARV MARKETING PRIVATE
LIMITED Payable At " New Delhi " And
also Payments are accepted through swiping Credit
Cards extra 4 is charged on the cost of the
package.
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Opportunities from KARV MEMBERSHIP

• Referral Income
• Rewards
• Level 1
• Level 2
• Level 3
• Level 4
• Level 5
• Level 6
• Level 7
• Level 8
• Level 9
• Level 10

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Binary System4 Units 4 Units 1 1 Ratio(
No tail )
4 Units 4 Units ( 1 1 Ratio )
L
R
YOU
Rs.800/- Payout
A 4 Units
B 4 Units
22
YOU
K-200 DS
P24000 BSLI
L
R
4 Units
4 Units
Rs.800/-
8 Units
8 Units
Rs.1600/-
16 Units
16 Units
Rs.3200/-
32 Units
32 Units
Rs.6400/-
4 Units 4 Units
1 1 Ratio Rs.800/-
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EVERY 4 Units 4 Units ( 1 1 Ratio ) Rs.
800/-
Example 1 Unit per pair Rs. 200/- Basic
payouts starts from 4 Units and above at 1 1
Ratio. 4 Units 4 Units ( 1 1 Ratio )
One pair Rs. 800/- 6 Units 6 Units

Rs. 1200/- 8 Units 8 Units
Two pairs Rs.
1600/- 16 Units 16 Units
Four pairs Rs. 3200/- 32 Units
32 Units Eight
pairs Rs. 6400/-
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Weekly Earning Opportunity
Capping on Joining IDs from 9 Units to 32 Units
Weekly Rs.1,80,000/- Capping on Joining IDs
from 4 Units to 8 Units Weekly
Rs.1,20,000/- Capping on Joining IDs from 1
Unit to 3 Units Weekly Rs.60,000/-
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Contained in PART 3 ( Please download PPT of Part
3 )