Producers Health Benefits Plan Information Session For Freelance Production Employees Tuesday, May 2

1
Producers Health Benefits PlanInformation
Session For Freelance Production
EmployeesTuesday, May 20, 2008

• Administered by
• Administrative Services Only, Inc.
• 303 Merrick Road, Suite 300
• Lynbrook, NY 11563
• 1-888-345-PHBP
• 1-888-854-9786(fax)
• phbp._at_asonet.com
• www.phbp.org

2
Summary

• The Producers Health Benefits Plan (PHBP) or
  the Plan) was
• established and is maintained by certain Producer
  members of the
• Association of Independent Commercial Producers
  (AICP) to
• provide health insurance coverage on a fully
  insured basis for certain
• categories of freelance production employees
  working in
• commercials and who are not currently covered by
  a health plan
• (including a collectively bargained health plan)
• PHBP will provide health coverage and potentially
  other benefits to
• eligible employees. Eligibility rules are
  determined by PHBPs Board of
• Trustees.
• All AICP Producer members were given the option
  to participate in the Plan
• and to cover their employees. Participating
  Employers who executed a
• Participation Agreement have obligated themselves
  to contribute to the Plan
• on behalf of all employees, regardless of whether
  an employee has elected to
• participate in the PHBP or meets the eligibility
  requirements.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions

3
Contributions

• All Participating employers must submit
  contributions on behalf of its employees not
• covered by a collectively bargained health plan
  who work in the covered job classifications.
• This contribution will not be deducted from your
  paycheck
• Covered job classifications are
• Producer/Line Producer
• Production Manager
• Supervising Producer
• Production Supervisor
• Assistant Production Supervisor
• Production Coordinator
• Commercials Coordinators
• Coordinator
• Assistant Coordinators
• Production Assistant (all prefixes and suffixes)
• Only days for Commercial Productions will be
  accepted. Days reported for a Music Video,
• Television, Independent or Feature Film
  production will not be accepted or used towards
• determining eligibility.

4
How You Become Eligible

• Fill out, sign and return Authorization Form to
  ASO.
• ASO will research your past employment with the
  payroll houses. ASO currently sends a file of
  newly authorized participants each week.
• To speed the process you may want to return
  payroll stubs for the past 15 months, or whatever
  you have.
• ASO will calculate eligibility and notify you if
  and when you become eligible.
• If you are eligible ASO will enroll you with
  United Healthcare and you will receive a card.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions of its Trustees, and
• shall control in the event of any conflict with
  this summary.

5
Eligibility

• Initial eligibility for the PHBP was determined
  based on 100 days of employment over four (4)
  consecutive quarters.
• For coverage beginning February 1, 2008 March
  31, 2008 (please note this is a modified initial
  quarter), you must have worked 100 days during
  this time period 10/01/2006 09/30/2007, and
  days counted were all days reported by payroll
  companies, not just for participating employers.
• If you were not eligible during this time period,
  your days were recalculated for coverage to start
  on April 1, 2008. To qualify, you must have
  worked 100 days during this time period
  01/01/2007-12/31/2007.
• Your ongoing eligibility is determined by having
  worked at least 25 days per quarter. With each
  quarter, your eligibility is recalculated. For
  example, if you qualified for coverage starting
  February 1, 2008 , in order to maintain coverage
  in the second quarter (04/01/2008 06/30/2008),
  you will need to have worked at least 25 days in
  the fourth (4th) quarter of 2007 10/01/2007
  12/31/2007. With the quarter commencing
  07/01/2008 09/30/2008, you will need 25 days in
  the first quarter of 2008 (01/01/2008-03/31/2008).
  
• For ongoing eligibility, banking rules apply.
  This means that all days worked for participating
  companies in excess of 25 are banked for use
  in another quarter. The bank holds up to 90 days,
  and must be used within 3 quarters of the quarter
  in which they were earned.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions of its trustees,
• and shall control in the event of any conflict
  with this summary.

6
Work Statement Correction Form

• Administrative Services Only, Inc. has calculated
  work history based on reporting from the payroll
  companies.
• If you feel days have not been credited, please
  go to www.myphbp.org , log-in and download a Work
  Statement Correction Form.
• Fill out and remit, with supporting
  documentation.
• Please note, we cannot accept any W2 forms, as
  they do not include all required information
  needed to verify days.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents,
• and the decisions of its Trustees, and shall
  control in the event of any conflict with this
  summary.

7
Monthly Premiums

• Coverage to Eligible Participants is FREE.
  Dependent coverage can be
• purchased.
• The monthly premiums are as follows
• Employee Only 0.00
• Add Child (ren) 394.37
• Add Spouse/Domestic Partner
  482.00
• Add Spouse/Domestic Partner Child (ren)
  832.55
• All payments should be sent and made payable to
• Producers Health Benefits Plan
• c/o Administrative Services Only, Inc.
• 303 Merrick Road, Suite 300
• Lynbrook, NY 11563
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan

8
Qualifying Events

• Spouses and children may only be enrolled during
  the initial eligibility
• period, unless a qualifying event occurs.
• The Eligible Person and/or Dependent had existing
  health coverage under another plan
• At the time they had an opportunity to enroll
  during the Initial Enrollment Period and
  Coverage under the prior plan ended because of
  any of the following
• ¾ Loss of eligibility (including, without
  limitation, legal separation, divorce or death).
• Event Takes Place (for example, a birth or
  marriage).
• Coverage begins on the date of the event if we
  receive the completed enrollment form and any
  required Premium within 31 days of the event.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan
• documents, and the decisions of its Trustees, and
  shall control in the event of any conflict with
  this summary.

9
Self Pay

• If a non-union freelance production employee has
  worked less than the minimum required days, but
  has worked at least 17 days per quarter in the
  four previous quarters, they will be given the
  option of self paying the remaining days. (The
  maximum to be paid would be 8 days).
• The cost to self-pay is 53.63 per day.
• If you have not worked at least 17 days in a
  quarter, and have no banked days, you will be
  offered COBRA continuation.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions of its Trustees, and
• shall control in the event of any conflict with
  this summary.

10
COBRA

• A person may have COBRA coverage for up to 18
  months from the date of the qualifying event, if
  due to the end of employment or reduced hours.
• A person may also have COBRA coverage for 36
  months from the date of the qualifying event for
  an enrolled dependent whose coverage ended
  because of the death, divorce, or legal
  separation of the subscriber or loss of
  eligibility by an enrolled dependent who is a
  child.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions of its Trustees, and
• shall control in the event of any conflict with
  this summary.

11
COBRA (cont)

• The monthly COBRA costs are
• Single 446.94
• Husband Wife 938.58
• Parent Child(ren) 849.20
• Family 1,296.14
• If you do not choose coverage through the
  self-pay option (if
• available) or COBRA coverage, you will be
  ineligible for the Plan
• for four (4) consecutive quarters beginning with
  the quarter in
• which you did not elect to continue coverage,
  regardless of
• intervening work experience.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
• decisions of its Trustees, and shall control in
  the event of any conflict with this summary.

12
Websites

• Once we have received a signed Authorization
  Form, a user account will be created for you to
  view your work history, important documents, and
  links to United Healthcare. Please feel free to
  log-in at www.myphbp.org
• As explained on the website, your username will
  be your full 9 digit Social Security Number. Your
  password will be your first initial, last initial
  and your zip code.
• If you are having trouble logging into this site
  please feel free to contact us at the number
  below.
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
  decisions of its Trustees, and
• hall control in the event of any conflict with
  this summary.

13
Contacting ASO

• If you have any further questions, or would like
  to check on your current eligibility status
  please feel free to contact us at
• 1-888-345-PHBP(7427), phbp_at_asonet.com or
• www.myphbp.org
• Terms of coverage, benefits and eligibility are
  governed by the Plans Rules and Regulations,
  Insurance Policies, other Plan documents, and the
• decisions of its Trustees, and shall control in
  the event of any conflict with this summary.