ACH%20Direct%20Partner%20Program

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Partnership has its Benefits

• Why Partner with ACH Direct?
• A single integration enables your software to
• Process all major payment types
• Access all major payment networks
• Utilize the latest fraud protection tools
• Lifetime residual revenue share on ALL profit
  centers
• Simplify compliance and security requirements

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Payments Gateway

• What is Payments Gateway?
• Payments Gateway is ACH Directs portal through
  which your software connects to all major payment
  types and networks
• Payment types include
• Major Credit Cards
• Debit Cards
• Electronic Check
• Bill Pay

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Payments Gateway

• Accepts all major credit cards
• VISA/MasterCard
• American Express
• Discover
• JCB

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Payments Gateway

• Connect to all major Networks
• 1st Data
• Chase/Paymentech
• Global Payments
• TSYS
• Elavon (formerly NOVA)

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Secure Credit Card Payments Process
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Secure Electronic Check (ACH) Payments Process
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Anti-Fraud Tools

• How does ACH Direct protect against fraud?
• Your software can take advantage of our suite of
  
• anti-fraud protection tools, including
• IDVerify TM
• ATMVerify
• NCNVerify

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Partner Responsibilities

• Integration of software into Payments Gateway
• Merchant marketing
• Lead generation
• Customer service for software/product offering

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ACH Direct Responsibilities

• Individual merchant sales/closing
• Merchant application assistance
• Partner training
• Marketing support
• Underwriting and enrollment of merchant
• Merchant training
• Merchant billing and collections
• Customer service/support on service offering
• Processing merchant transactions
• Track, report and pay partner commissions

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Compliance Security

• How does ACH Direct reduce compliance complexity
  and
• security risk level?
• Simplify the process for making your software
  compliant
• Minimize liability by outsourcing sensitive
  consumer financial data
• Reduce risk of
• Non-compliance
• Security breach
• Eliminate the need for certain costly compliance
  audits
• ACH Directs solutions are compliant with
• NACHA Rules Regulations
• CISP/PCI
• PABP

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Integration Methodologies

• How does the software connect to ACH Direct?
• Payment processing through Payments Gateway can
  occur
• with both real-time and batch methods
• Advanced Gateway Interface Traditional
  application
• program interface
• Secure Web Pay Internet-based API
• Batch Method Flexible format for
  bulk/high-volume transaction processing

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Advanced Gateway Interface

• What is Advanced Gateway Interface (AGI)?
• Secure, comprehensive electronic payments
  integration
• Supports single and recurring transaction
  processing
• Provides greatest flexibility for maintaining
• programming control
• Solution for processing all payment transaction
• types, including
• Face-to-face
• Web-based
• Mail/Telephone
• Electronic Checks
• Credit/Debit Cards

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Secure Web Pay

• What is Secure Web Pay?
• Turnkey solution for web-based payment
  processing
• Internet-based Application Processing
  Integration (API)
• Secure, comprehensive electronic payments
  integration
• Link directly from any website to ACH Direct
• Eliminates your need for secure certificate
• Automatically incorporates ACH Directs
  authentication and verification capabilities
• ACH Direct takes on all responsibility related
  to
• Processing payments
• Securing submitted data
• Rules and regulations compliance

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Ways to Pay
Benefits of Secure Web Pay vs. AGI
Feature SWP AGI
Anti-Fraud Protection X X
Recurring Payments X X
Single Payments X X
Credit Cards X X
Debit Cards X X
Electronic Checks X X
Web-based payments X X
Face-to-Face Payments X
Mail/Telephone Orders (MOTO) X
SSL Certificate Required X
Only when using Internet-based payment option.
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Get Started
866.378.0001 ipartners_at_achdirect.com www.achdirec
t.com/partners