Banking Services What Banks Offer

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Banking Services What Banks Offer
Banks are wanting your business.. therefore
they offer much more than traditional
accounts!
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Banking Services What Banks Offer

• Checking Accounts A banking service where money
  is
• deposited into an account and checks can be
  written
• to withdraw money from the account. Most widely
  used.
• Student
• Senior Citizen
• Totally Free
• Business
• Interest Bearing

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Banking Services What Banks Offer

• Savings Accounts An account that encourages
  saving
• Rather than spending. Usually there are
  account
• Restrictions.
• Traditional
• 529 Educational Savings
• Senior Citizens

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Banking Services The Checking Account
Safe Deposit Boxes Small vault-like boxes for
you to keep valuable items (jewelry, important
documents, etc). Safe-deposit boxes Are rented
on a yearly basis. Not used as much any more due
to home fire-proof safes.
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Banking Services The Checking Account

• Loans
• Banks loan money for many different reasons
• Home/Mortgage
• Cars
• Vacations
• Education
• Home improvements
• Anything!

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Banking Services The Checking Account

• Discount Brokerage Services
• Many banks offer services that allows their
  customers to
• Buy and sell stocks and bonds. Banks usually
  have
• Separate departments that handle advice and
  buying
• And selling of stocks.

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Banking Services The Checking Account

• Credit Cards
• Most banks offer credit card services
• VISA
• MasterCard

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Banking Services The Checking Account
Automatic Teller Machines (ATMs) Banks are
striving to meet the convenience of the Customer,
therefore offering ATM machines at
MANY Locationslocally and nationally. Most ATMs
are able to be used interchangeably. Satellite
Branches Banks are offering smaller branches in
rented spaces (I.e., grocery stores,
department stores, malls, etc.)
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Banking Services The Checking Account
Financial Planning Most banks offer financial
planning services for different Occasions Retire
ment Education Investments Money Management
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Banking Services The Checking Account
Other Services
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Banking Services The Checking Account