CREDIT DANGER SIGNS

1
CREDIT DANGER SIGNS

• Dr. Neidermeyer

2
Serious Trouble If

• Use CC to buy on impulse.
• Postdate checks to avoid bouncing.
• Exceed limit on CC.
• Dont add up bills to avoid facing reality.
• Borrow to meet normal living expenses.
• Use one CC to meet payment on another.
• Barely make minimum payments/no savings.

3
Action Steps

• Quit using CC.
• Coordinate with CC company to arrange acceptable
  payment program.
• Obtain credit counseling if youre in an extreme
  upside-down situation.
• Re-think your Needs and Wants.