Computerization of a bank

1
Computerization of a bank

• Automatic Teller Machines
• Net Banking
• Phone Banking
• Savings/ Current/ Fixed Deposit/ Recurring
  Deposit
• Loans against fixed deposit accounts
• Hardcopy of statements on payment
• Quarterly statements- email and hardcopy
• Electronic transactions between accounts

2
Users-Client-Developer

• The customer and the client are the users.
  Client is also administrator.
• Create user.
• Identify user
• Authenticate user- phone, net and ATM
• Conduct transactions, credit interests and debit
  charges and penalties
• Generate statements

3
Concerns-Environments

• Phone banking
• PIN identification
• Voice or key operations
• Speech generation
• Net Banking
• GUI on browsers
• Network security
• and privacy
• Speed of access

• ATM
• Identification
• Security
• Cash
• Networking

4
Transaction
ATM Identify, Verify PIN Phone Customer TIN Net Login, Password
Choose function, type inputs Choose function, type inputs Choose account and options, type inputs
Receive memo, cash Receive confirmation Observe results of transaction
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