We are a direct MSP of Chase Paymentech, the largest

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NuMoney An Introduction
We are a direct MSP of Chase Paymentech, the
largest credit card acquirer in the world. We
processed 500 billion, in credit card
transactions, in North America alone in
2006. Our Management team has over 30 years
experience in the merchant services industry, as
well as partnering with all major banks. The
core of our expertise is technology, as we are
the clear leader in PIN disbursement, electronic
financial transaction processing and reporting in
the industry. By focusing on cutting-edge
technology, NuMoney has evolved into the leading
provider of multiple product offerings, via
off the shelf, user-friendly, point-of-sale
terminals. NuMoney offers Credit Card
Processing, Check Guarantee, Electronic Benefits
Transfer (EBT), Gift/Loyalty/Rewards Card
Programs, as well as Cellular Phone
Subscriptions.

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Parcial client list
Ithaca, NY Pritchard Dodge Madelines The
Rose Moosewood Restaurant The Nines Za Zas
Cucina Thia Cusine The John Thomas Steak
House Syracuse, NY Heritage Lincoln Mercury
Lemon Grass 238 Bistro Canandaigua, NY
Randall Farnsworth Farnsworth Chevrolet
Canandaigua Motors, Inc. Shepard Brothers
Lynch Furniture Finger Lake Dental Avon, NY
Balconi Pontiac Victor, NY Auction Direct
DiPacifics Atlanta, GA Auction Direct
Perry, NY The Hole In The Wall The
Lumberyard Rochester Jines Restaurant
Davincis Italian The Blue Marlin Critics On
The Mall TPs Restaurant McGhans Pub
Cerames Italian The Patty Creek Distillary
Anthonys Ristorante Grappa Belvederes
Italian Hicks McCarthy Fruit Salad
Company Keenans Restaurant FDRs Akropolis
Family The Villager Restaurant Aladdins
Natural Eatery Bistro 1600 Agitinas The
Bagel Bin Ridgeway Restaurant Carols
Cucina Mike Vesas Automotive
Rochester (cont.) Salenas Mexican The Park
Bench The Blue Room Beale Street I Beale
Street II The Peppermill Bruggers Bagels (35
loc.) Great Northern Pizza Kit. (5 loc.)
Rubinos (2 loc.) Amils Sub Shop (2 loc.)
Teaosk Corp Verranzios Deli Mr. Mikes
Subs Pontilos Bill Earls Automotive
Moonlight Creamery The Lobster Trap I The
Lobster Trap II Vanderstyne Toyota Lyons, NY
Trabinos by the Park Watkins Glen, NY Curlys
Family Rest. Fishers, NY Cole Parks (2
loc.)

• Geneva, NY
• Daniels Automotive, Inc.
• Emiles Restaurant
• Shells Pizzeria
• AutoDealers/Related
• 1. Pritchard Dodge
• 2. Heritage Lincoln Mecury
• 3. Randall Farnsworth
• 4. Farnsworth Chevrolet
• 5. Balconi Pontiac
• 6. Auction Direct (Victor)
• 7. Auction Direct (Atlanta)
• 8. Vanderstyne Toyota
• 9 . Daniels Automotive
• 10. Bill Earls Automotive
• 11. Mike Visas Automotive
• 12. Austin Spencer Coll. (Victor)
• 13. Austin Spencer Coll. (Roch.)

References available upon request
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First Funds An Introduction
First Funds - An Introduction
First Funds offers cash advances to small and
mid-sized merchants We buy a percentage of the
merchants future Visa/MC/Amex receipts The
average advance is 20,000 and the average terms
are 6 to 9 months Payback is deducted from daily
receipts automatically Merchant does not
personally guarantee repayment. The Merchant
however, DOES guarantee compliance with
representations and warranties
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First Funds Merchant Requirements
First Funds - Merchant Requirements
Eighteen (18) months in business Minimum 1,500
per month in Visa/MC/AMEX Credit Card Volume Six
months processing statements Voided check
Completed application Three trade referrences
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First Funds Merchant Advantages
First Funds - Merchant Advantages
Merchant can receive up to 250,000 No personal
guarantee required on repayment No reporting to
credit bureaus Payback based on timing of
Visa/MC/AMEX receipts Automatic payback No fees
or penalty for extended payback period A/B
credit not required Financials / tax returns not
required (up to 100,000)
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First Funds The Numbers
First Funds - The Numbers
Merchants average monthly VISA/MC/AMEX receipts
10,000 10,000 x 110 11,000 (up to 120
with great credit) Advance 11,000 Payback
1.36 x 11,000 14,960 Daily deduction of up
to 15 to 30 (with caps) of VISA/MC/AMEX receipts
deducted until 14,960 collected (approximately
6 to 9 months)
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First Funds The Procedure
First Funds - The Procedure
Submit application with trade referrences
voided check First Funds approves or declines
application (1 week turn around) First Funds
offer a proposal with options Clients chooses
the option and signs contract