Steiermrkische Bank und Sparkassen AG

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Steiermärkische Bank und Sparkassen AG
www.steiermaerkische.com
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Address

• Steiermärkische Bank und Sparkassen AG
• Am Sparkassenplatz 4
• A-8010 Graz
• Österreich 
• Tel. [phone]
• Fax [phone]
• SWIFT STSPAT2G
• Bankleitzahl 20815
• www.steiermaerkische.at
  info_at_steiermaerkische.at
• www.steiermaerkische.com international_at_steie
  rmaerkische.com

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Contents

• History
• Our Objective
• Shareholders, holdings and managing board
• Joint Liability
• Group benchmarks
• South Eastern Europe The new future region
• Sponsoring and charity
• Awards
• Contact Persons

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History

• 15. May 1825 founded as society savings
  bank
• 1. October 1991 transformed into stock
  corporation
• Mergers
• 1965 Sparkasse Frohnleiten
• 1979 Sparkasse Deutschlandsberg
• 1989 Sparkasse Eibiswald
• 1990 Sparkasse Irdning, Sparkasse Mureck
• 1991 Sparkasse Stainz
• 1992 Steiermärkische Bank, Sparkasse Kindberg
• 1993 Südsteirische Sparkasse, Sparkasse Liezen
• 1995 Sparkasse Aflenz-Thörl
• 2001 Sparkasse Weiz
• 2002 Sparkasse Bad Aussee
• 2004 Sparkasse Bruck/Mur-Kapfenberg, Sparkasse
  Gleisdorf, Sparkasse Leoben
• 2006 Sparkasse Knittelfeld

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Shareholders, holdings and managing board

• Shareholders
• Steiermärkische Verwaltungssparkasse 74
• Erste Bank AG 25
• Employees 1
• Affiliated companies in Styria
• Bankhaus Krentschker Co. AG 93
• Sparkasse Hartberg-Vorau 100
• Managing board
• Dr. Gerhard Fabisch, CEO
• Mag. Franz Kerber
• Dr. Georg Bucher
• Member of Austrian Savings Banks Group
• Member of Savings Banks Joint Liability

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Joint Liability

• The Joint Liability is a subsidiary instrument,
  which will come into use after the legal deposit
  guarantee. This ensures a customers deposit
  guarantee in the full extent.
• The Joint Liability will be processed via
  Haftungs GmbH. Steiermärkische Sparkasse there
  participates with 7,99 .
• In the case of guarantees necessity HaftungsGmbH
  will make the required capital available to the
  customers using a collection authorisation.

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Joint Liability

• The Joint Liability is imbedded in a substantial
  collective and close cooperation of all savings
  banks and is based on 3 pillars

Joint Liability
Consistent policy towards risk
Collective system of early detection
Customers deposit guarantee
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Group benchmarks
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Group benchmarks
Development Cost Income Ratio (CIR) and Return
on Equity (ROE) in
Development total assets in mio.
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Southeastern Europe The new future region
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Business potential
excl. Kosovo
Average Serbia and Montenegro
Population 15 years and older with account
relationship
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International affiliated companies

• Croatia
• Erste Steiermärkische Bank d.d. (ESB), Rijeka
  41
• Erste Steiermärkische s Leasing d.o.o., Zagreb
  50
• Slovenia
• Sparkassen Leasing d.o.o., Ljubljana 33,33
• Banka Sparkasse d.d., Ljubljana 26
• Serbia
• Erste Bank a.d. Novi Sad 26
• s Leasing d.o.o., Belgrade 50
• Montenegro
• s Leasing d.o.o., Podgorica 50
• Bosnia and Herzegovina
• ABS Banka d.d., Sarajevo 61,02
• s Leasing d.o.o., Sarajevo 90

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Croatia
in Mio. EUR
Data 2005
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Erste Steiermärkische Bank d.d.
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Erste Steiermärkische Bank d.d.
Development Cost Income Ratio (CIR) and Return
on Equity (ROE) in
Development total assets in mio.
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Leasing
New business volume in mio.
HR
HR
HR
HR Croatia SI Slovenia RS Serbia ME Montenegr
o
SI
SI
SI
RS
RS
RS
ME
ME
ME
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Chambers of Commerce
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Sponsoring and charity

• Art and culture
• Grazer Opernhaus (Opera Graz)
• Museum Joanneum in Graz
• Steirischer Herbst (Styrian Autumn Festival)
• Social commitment
• Haus der Barmherzigkeit in Graz (House of mercy)
• Hospizverein Steiermark (Hospice society Styria)
• SOS-Kinderdorf in Stübing (SOS Childrens
  Village)
• Sports
• s Tennis Masters
• Running sport Erste Bank und Sparkasse running
• Eishockeyverein Graz 99ers (Ice hockey club Graz
  99ers)
• Styrian viniculture

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Awards

• Erste Bank Savings Banks Award
• Second winner of the provincial capital savings
  banks category
• Austrian Fund of Funds Award 2006
• Third winner for Top-Fund V The Offensive in
  three-year-period
• Federal social assistance office
• Nomination for JobOscar, category of large
  companies
• Funds Healthy Austria
• Austrian cachet for internal health promotion
• FEIEA (Federation of European business
  communicators associations)
• Top 3-evaluation of the employee magazine WIR
  among austrian nominations

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Contact Persons
43 (0)5 0100

• International Division Kristijan
  Schellander 35574
• Documentary Credits
• Trade Finance Herbert Bachner
  35633
• Financial Institutions Konstantin Kometter
  35634
• International Payments
• Department Monika Allesch
  35201
• EBA SWIFT Norbert Aschbitz
  35204
• Associated Companies Abroad Gerhard
  Maier 35571
• International Customers Center Metka Zaler
  36371
• Securities Bernd Ritter
  35705
• Treasury Harald Seyer 35471

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Every relationship is about people.