What is the PreTax Commuter Benefit Program

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• What is the Pre-Tax Commuter Benefit Program?

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• The Pre-Tax Commuter Benefit Program is an IRS
  authorized program that allows you to set aside
  money for certain Transit/Van Pooling and Parking
  Expenses
• Every dollar you set aside is deducted before
  State Federal income taxes and FICA (Social
  Security and Medicare) taxes are taken from your
  check
• Savings can be anywhere from 25-40 depending
  upon your tax bracket

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• State and Federal tax laws allow employees of the
  State of Delaware to save taxes on expenses such
  as
• Parking at work
• Mass transit expenses incurred to get to work
• Vanpooling expenses incurred to get to work

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Who can enroll in the Pre-Tax Commuter Benefit
Program?
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• All State of Delaware permanent part-time and
  full-time employees are eligible to participate

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What does taking advantage of the Commuter
Benefits program do for you?
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• Participants in the Commuter Benefit Program
  benefit by setting up a pre-tax payroll deduction
  for expenses that are already being incurred
• Qualified expenses are exempt from Federal
  State income and FICA (Social Security and
  Medicare) taxes
• These expenses are TAX-FREE!
• Your tax savings will vary, depending on your
  deduction amount and your tax bracket
• Most employees will save approximately 13.50 on
  every 50 they pay for qualified expenses
  (approximately 27)
• You can enroll in more than one program
• For example, if you pay to park to take DART, you
  can sign up for Pre-Tax Parking Mass Transit

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Two categories of transportation benefits qualify
under this program

• Parking
• Van-Pooling/Mass Transit

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Limits on monthly pre-tax deductions and expenses

• Parking is limited to 230/month for 2009
• Transit passes van pooling (whether separately
  or combined) is limited to 230/month in 2009
• Any monthly costs above these limits cannot be
  exempt from taxes and cannot be carried over to
  future months

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• Program Specifics

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Pre-Tax Parking Reimbursements Accounts

• You can set aside up to 230/month pre-tax for
  parking expenses
• Parking expenses incurred at or near your State
  work location or at or near a location from which
  you commute to work by car pool, commuter highway
  vehicle or mass transit are qualified
• Out-of-pocket parking fees for parking meters,
  garages and parking lots qualify
• Parking at or near your home is not an eligible
  expense

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• Pre-Tax Parking (contd)
• If you are a monthly parker at Wilmington Parking
  Authority or Colonial Parking Garage
• Sign up for ASIFlex to pay the garage directly
  (optional)
• Each month you are in the Pre-Tax Parking
  program, your card will be automatically
  re-loaded for the next month
• If you dont sign up for ASIFlex to reimburse the
  garage, you will need to submit claims to access
  your pre-tax money
• Non-monthly parkers OR parking at other
  facilities
• You will need to submit a claim to ASIFlex for
  reimbursement
• You can submit as frequently or as infrequently
  as you would like.
• Claims processed and payments disbursed within
  one business day of receipt

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Van Pooling and/or Mass Transit

• You can set aside up to 230/month in pre-tax
  money for Van Pooling and/or Mass Transit
  expenses
• Expenses can be for services such as DART or
  taking part in the state-sponsored Fleet Link (or
  other Van Pools)

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• Van Pooling
• Van Pooling in a commuter highway vehicle with a
  seating capacity of at least 7 adults, including
  the driver
• At least 80 percent of the vehicle mileage must
  be for transporting employees between their homes
  and workplace with employees occupying at least
  one-half of the vehicles seats (not including
  the drivers seat)

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• Fleet Link Van Pooling
• Enrollment in the Pre-Tax Van Pool program is
  automatic for Fleet Link Van Pool participants
• You authorize this pre-tax deduction when you
  sign the contract with Fleet Link
• Do not enroll through ASIFlexs website
• ASIFlex will issue payments to the State of
  Delaware for your portion of the Van Pool
  expenses

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Mass Transit

• Transit passes, tokens, fare cards, vouchers, or
  similar items entitling you to ride a mass
  transit vehicle to or from work
• The mass transit vehicle may be publicly or
  privately operated and includes bus, rail, or
  ferry
• Participants in this category (not including the
  Fleet Link participants) will receive a transit
  pass in the mail from ASIFlex that can be used to
  pay for your regular commute to and from work
• Entire monthly deduction taken from the first
  paycheck each month

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How does the Pre-Tax Commuter Benefit Program
work?
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• You authorize the State to deduct a pre-tax
  amount for parking or van-pooling/transit from
  each paycheck, up to the IRS limits stated
  previously
• This is done by enrolling in the program through
  ASIFlexs website or signing up for the Fleet
  Link Van Pool program
• The pre-tax money you set aside is accessed
  several ways
• Fleet Link Van Pool -- Paid directly to Fleet
  Link
• Other van pools -- Submit a claim and receive
  reimbursement
• DART/SEPTA Riders -- Receive a transit pass in
  the mail
• Other mass transit services -- Submit a claim
  and receive reimbursement
• Monthly Parkers at Colonial/WPA -- Can sign up
  for ASIFlex to reimburse the garage or
• You can submit claims for reimbursement
• Other Parkers -- Submit a claim and receive
  reimbursement

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How do you enroll?
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• You can enroll at any time through ASIs website
• https//secure.asiflex.com employer-provided code
  word DE
• If you are in a Fleet Link Van Pool, do not
  enroll through ASIFlexs website
• Enrollment is automatic
• You can enroll, change or terminate your pre-tax
  deduction at any time.
• All changes are effective on paychecks issued the
  first of the month following the change in
  deduction amount or with your initial enrollment
• You must make a change and/or enroll by the 15th
  of a month for the change of deduction to be
  effective the first of the following month
• Deductions are taken from the first two paychecks
  of the month enrollment or change begins the
  month after deductions are taken
• For example, if you enroll by June 15th, the
  deductions will begin with your first paycheck in
  July your coverage will begin August 1.

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• Your election is fixed until you change the
  deduction amount or cancel your enrollment
• This must be done through ASIFlexs website
• Election is fixed in perpetuity until you make a
  change or cancel your enrollment there is no
  annual re-enrollment
• Maximum deductions
• Pre-tax parking - 230/month
• Mass Transit/Van Pool - 230/month

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How do you make a change to the deduction amount?
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• You make changes through ASIFlexs website
• Web address is https//secure.asiflex.com
  employer-provided code word DE
• Changes must be made by the 15th of the month to
  be deducted from the first two pays of the
  following month coverage changes become
  effective the first month after deductions are
  changed
• For example, if you increase your deduction
  amount from 50 per month to 75 per month June
  15th, the change will be effective from your
  payroll deductions in July and the coverage will
  change beginning August 1st.
• You must be proactive in making changes
• The change website is easy to navigate
• Call ASIFlex with any questions while you are
  making the change

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How do I access my money?
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• If you are a Fleet Link rider you do not have to
  submit a claim
• All payments are disbursed to Fleet Link by
  ASIFlex automatically
• If you are a monthly parker in Wilmington Parking
  Authority or Colonial Parking Garages you can
  sign up to have ASIFlex reimburse the garage
  directly
• This is optional you do not have to sign up for
  this
• If you dont sign up for ASIFlex to reimburse
  your garage, or park at another garage/lot or
  enroll in the mass transit category you must
  submit a claim to ASIFlex
• Claims are processed within one business day of
  receipt
• You can claim either the payment date or the
  period of coverage as the service period
• Payments are released the day the claim is
  processed, up to the amount you currently have
  available
• Sign up for direct deposit to have quicker access
  to your funds.
• Payments will be made by check, mailed to your
  home address, for those not signing up for direct
  deposit.

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I have to submit claims because I park at a
different garage. Where do I get a claim form?
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• ASIFlex will mail you a packet of claim forms
  after you enroll
• You may copy the claim form or request more from
  ASIFlex
• Additional forms are available on the Internet at
  www.asiflex.com or at www.ben.omb.delaware.gov/com
  muter

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Do I have to send anythingwith the claim form?
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• Submit receipts for the month or week and a
  signed reimbursement claim form to ASIFlex
• Service dates are either date paid or period of
  coverage
• For example, if you purchase a transit pass on
  May 26th, to be used June 1st-15th, you can
  submit a claim for
• Service period of May 26th or
• Service period of June 1st-15th
• Period must have begun before reimbursement can
  be made
• You may include both parking and transit expenses
  on the same reimbursement claim form if you are
  enrolled in both programs

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How do I submit claims?
Claims and receipts may be sent to ASIFlex via
U.S. Mail or faxed (toll-free) to [phone]
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• Contact ASIFlex to get more information on this
  valuable employee benefit
• Online www.asiflex.com
• Phone [phone]
• Email asi_at_asiflex.com