UNIVERSAL MARKETING

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Who is

• USHEALTH Group is an innovator in the health
  insurance industry with over 50 years collective
  experience. They are headquartered in downtown
  Fort Worth, Texas, and currently conduct business
  in 35 states. Our insurance products are
  underwritten by
• Freedom Life Insurance Company Of America (FLICA)
• National Foundation Life (NFL)
• Both Companies are rated B by AM Best
• C C has over 25 years combined experience with
  both companies

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Credit SuissePrivate Equity Group

• is a portfolio company
  within the
• Credit Suisses Private Equity Group
• Global financial services giant
• One of the leading Investment Banking firms in
  the world
• Financial Performance 2006
• 1.4 Trillion in assets under management

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E-Pen TechnologyComing Soon

• The pen differentiates us in the marketplace We
  have an 8 month exclusive agreement.
• Easy to use just like completing a normal
  application.
• Speeds processing.
• Saves agents time.
• Improved acceptance rates over E-app.
• No signature chasing can also be used on a
  phone application with voice verification.

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C C BENEFITS GROUP, LLC

• Over 55 years of experience developing agencies
  and concept sales
• Teamwork And Support
• Long Term Opportunity
• Production Driven Stock Options

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Self Insure On The Little ThingsProtect
Yourself Against The Catastrophic

• HAT TRICK COMBO SALES GIVES THE CLIENT MAXIMUM
  COVERAGE FOR THE CATASTROPHIC
• Major Medical Plan 4 To 7 Million
• Accident Plan 10,000 / 250 Deductible
• Critical Illness 100,000 Non-Medical

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Agent AdvantagesWithHat Trick Sales

• Multiple INCOME Streams
• HEALTH
• CRITICAL ILLNESS
• ACCIDENT
• Unique Package For Our Client (Health, Critical
  Illness, Accident)

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CRITICAL ILLNESS ACCIDENTS

• Make up 82 of hospital Admissions and Surgery
• Critical Illness 68
• Accidents 14

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THREE DIVISIONS HEALTH PLAN ACCIDENT CRITICAL
ILLNESS MAJOR MEDICAL
24 HOUR ACCIDENT COVERAGE WORK HOME PLAY
SCHOOL
Critical Illness PAYS LOST INCOME AND EXPENSES
DURING RECOVERY PERIOD
A STRONG FOUNDATION OF MULTI-MILLION DOLLAR MAJOR
MEDICAL
PHYSICIAN VISITS ? WELLNESS BENEFITS ? LAB
TESTING X-RAYS ? PRESCRIPTION DRUGS ? IN
OUTPATIENT
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STRONG SECURE STABLE
NOT SO STRONG VULNERABLE UNSTABLE
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MAJOR MEDICAL BENEFITS

• Electronic Application
• Credit Cards
• Communicate With Underwriters
• Friendly Software
• On-Line Status
• Good Health Incentives

• 4-7 Million Max
• Multiple Plan Options
• Optional 36 month Rate Guarantee
• 24 hr Coverage
• Doc Co-pay (option)
• Up to 10,000 Deductible
• Wellness

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CRITICAL ILLNESS Represents68 Of Major Medical
Claims

• 50,000 Check Or A Get Well Card
• 1.5 Million Heart Attacks Per Year
• 1.2 Million Cases Of Cancer Per Year
• 50,000 Check Or A Doc Co-Pay
• 97 Of All Foreclosures Are Caused By Critical
  Illnesses
• Provides Up Front Cash
• Pays Deductibles Coinsurance
• Pays Living Expenses
• Pays Business Expenses
• Pays Out of Network Cost
• Covers Alternative Treatment

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ACCIDENTS14OF ALL MAJOR MEDICAL CLAIMS

• Up to 10,000 Per Accident
• Pays Major Medical Deductibles and Out of Pocket
  Expenses
• 41 Million ER Visits Per Year For Accidents
• Average Cost Of 3,500 Per Visit
• Pays for Non-Illness Claims
• 4,000 Helicopter Rescue Benefit

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COMPENATION EXAMPLE

• 35 Male 35 Female 2 Children
• 75035 Frisco TX. Collin County
• Health 7,500 Med-Equity HSA 265 (3yr.)
• Accident 7,500 Plan (250) 50
• Critical Illness 80,000 Each 100
• 265 X 20 53 X 10 530
• 50 X 30 15 X 9 135
• 100 X 75 75 X 9 675
• Premium 415 Advance 1,340 (323)
• Lead Credit 83

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Our Agent Support System Includes

• Lead Financing
• Professional Sales Training
• Quality Products
• Daily And Weekly Advances
• Long-term Wealth opportunities

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LEAD PROGRAMS

• Telemarketing Leads
• Three different companies
• Internet Leads
• Three Different Companies
• Go Leads.Com
• B Leads Take-Ones Newsprint

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O T H E R

• E O Needed
• State License
• Friendly Software
• Mail Applications Dailey
• 49.00 Contracting Fee