HOW TO MAKE YOUR OWN HOUSE CASH FLOW

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HOW TO MAKE YOUR OWN HOUSE CASH FLOW

• David Maifrini, CMA

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Disclaimer

• I am not a qualified financial planner. The
  information presented is based on my own
  experience and should not be considered advice.
  The rates presented are for illustration purposes
  only. Before making any financial investments,
  perform your own due diligence and consult a
  qualified financial planner.

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WHAT THE BANKS DO

• Borrow from you (savings account gives you 3)
• Lend to you (6 for a regular closed-rate
  mortgage)
• BANK makes an easy 3 using YOUR money

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DO WHAT THE BANKS DO

• You can currently borrow money for 6 (Home
  equity line of credit)
• Many quality investments will give you 12
• YOU make an easy 6 using the BANKS money

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What is your current position?

• Have a good amount (over 20) of equity in your
  home
• Your home has gone up in value
• Have any kind of investment or savings account
• ALL OF THE ABOVE

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CASH FLOW FROM YOUR HOMES EQUITY

• Conventional mortgage is now 20
• Any equity over 20 can be borrowed at your
  mortgage interest rate (e.g. 6)
• Buy an investment (e.g. 12)

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PROFIT FROM RE-ASSESSING YOUR HOMES VALUE

• Have your house re-assessed
• Take value less mortgage any amount over 20
  can be borrowed.

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MAKE YOUR MORTGAGE INTEREST TAX-DEDUCTIBLE

• Cash in current investment
• Apply cash against mortgage
• Borrow out against mortgage
• Buy back investment
• Loan to buy investment interest is tax
  deductible.

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TOOLS AND RESOURCES
www.4eyeson.com