New BankCard Opportunities

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New BankCard Opportunities

• Shane B. Bauer
• Community BankCard Officer

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New BankCard Opportunities

• Bank Gift Cards
• Bankers Bank issued Visa Business Cards
• Executive Platinum MasterCard Card
• Visa Signature Card

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Bank Issued Gift Cards

• Issued through Bankers Banks partner - RBS Lynk
• Available in a variety of card types present,
  wedding cake, Christmas tree, etc.
• Valuable service and income opportunity

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Bankers Bank Issued Business Cards
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Why Visa Business Cards?

• Master account level reporting summarizes
  multiple cardholders
• Business card reports allow customer to analyze
  purchasing behavior
• One cardholder per card makes lost/stolen
  accounts easier to work with

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Bankers Bank Issued Business Cards

• We hold the outstanding loans
• We complete underwriting of accounts
• We assume liability for any losses

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Bankers Bank Issued Business Cards Phase One

• Business Cards for bank purchasing
• Available to all cash management and/or
  shareholder customers
• Assists with management of Accounts Payable by
  separately tracking transactions
• Business card reporting
• Accounts are Pay-in-Full via ACH for convenience

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Bankers Bank Issued Business Cards Phase Two

• Phase One Plus
• Available to all customers with a DDA account at
  Bankers Bank

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Bankers Bank Issued Business Cards Phase Three

• Phase One and Two Plus
• Business Cards issued on a referral basis to your
  commercial customers
• Underwriting, outstanding loans, liability all
  handled by Bankers Bank
• Residual income to your institution
• Participants must be cash management and/or
  shareholder customers
• ACH Payment can be minimum due

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Visa Business Cards through Bankers Bank - Terms

• Prime 3.00 APR
• Phase One and Two are Pay-in-Full
• 25 Annual Fee, waived for first year
• ScoreCard bonus points (35k points per domestic
  ticket)

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Bankers Bank Executive Card
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Bankers Bank Executive Card

• New opportunity if you dont have one!
• Platinum MasterCard
• Issued and serviced by Bankers Bank
• Credit Limits up to 25,000
• Low rate
• ScoreCard bonus points program

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Platinum MasterCard through Bankers Bank - Terms

• Prime 0.50 APR
• No Annual Fee
• No Cash Advance Fee
• ScoreCard bonus points (20k points per domestic
  ticket)

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Visa Signature Card through TCM Bank
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Visa Signature Card through TCM Bank

• Upscale product from Visa designed for customers
  who have significant monthly spending
• Key Features for cardholders
• No pre-set spending limit
• Concierge Services
• Comprehensive rewards program
• Extensive list of cardholder benefits
• Substantial credit line at competitive rates

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Visa Signature Card through TCM Bank - Terms

• Prime 0.9 APR
• Purchases
• Balance transfers
• Cash Advances
• 48 Annual Fee
• No charge for second card on account
• ScoreCard bonus points (25k points per domestic
  ticket)
• All other standard TCM terms
• Tiered late fees

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Visa Signature Card through TCM Bank Program
Options

• Current TCM Banks no licensing, no changes
• Other ICBA Bancard Banks (Bankers Bank agent
  program or ICBA direct) additional sponsorship
• Can apply for card directly
• Current TCM customers Presidents solicited by
  mail (annual fee waived first year)
• Non-customers will have TCM logo
• Can choose to issue cards directly (underwrite,
  hold outstandings, etc.) through TCMs program

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Thank you

• Questions??
• For more information
• please leave me your
• business card or contact
• Barb Gross or Shane Bauer
• [phone]
• bgross_at_bankersbankusa.com
• sbauer_at_bankersbankusa.com