Moldova National Public Opinion Survey on Remittances

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Moldova National Public Opinion Survey on
Remittances

• July, 2007

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Methodology
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Demographics of Remittance Recipients in Moldova
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Age
National Bureau of Statistics of the Republic of
Moldova
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Gender
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Monthly Household Income
Official exchange rate is US0.079 to 1 leu,
National Bank of Moldova
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Education
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Poll Sample

• More than 90 percent of the Moldovan population
  resides in the 32 raions, 2 municipalities and
  the autonomous region of Gagauzia where polling
  was conducted.
• No interviews were conducted in Transnistria or
  the municipalities of Tiraspol, and Tighina /
  Bender.

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Administrative Divisions (Raions)
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Regions

• North Balti, Falesti, Glodeni, Riscani,
  Singereni, Soroca, Drochia, Briceni, Edinet,
  Ocnita, Donduseni and Floresti
• Center Ungheni, Calarasi, Nisporeni, Orhei,
  Rezina, Soldanesti, Telenesti, Chisinau, Aneii
  Noi, Criuleni, Dubasari, Ialoveni and Straseni
• South Cahul, Cantemir, Causeni, Stefan Voda,
  Gagauzia, Taraclia, Basarabeasca, Hîncesti,
  Leova, Cimislia

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Regions
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Type of Locality
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Urban vs. Rural
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Do you rent or own your home?
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Remittances to Moldova
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Do you have family members living in another
country outside of Moldova?
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Have any of your relatives living in another
country outside of Moldova ever sent you money?
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Remittance RecipientsBy Location
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Remittance RecipientsBy Monthly Household Income
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Major Findings

• Twenty-one percent of Moldovan adults
  approximately 580,000 people received
  remittances on a regular basis during 2006.

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In which countries does the family member who
sends you money live in?
France, Germany, Belgium, England, Ireland,
Greece, Spain, Portugal Ukraine, Czech
Republic, Romania
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In what city or region of Russia does your family
member or relative live?
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What is your relationship to the person who sends
you money?
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How frequently does your family member or
relative send you money?
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How frequently does your family member or
relative send you money?By Country of Origin of
Remittance
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Major Findings

• The average Moldovan remittance recipient
  receives money 6 times a year.

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For how many years has this family member or
relative been sending you money?
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How much money - on average - does your family
member or relative send to you each time?In US
dollars
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Major Findings

• The average remittance to Moldova is US171.

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Major Findings

• The survey indicates that Moldova received
  approximately US595 million or 440 million
  during 2006.

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Remittances
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The Remittance Process
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How do you receive this money?
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How do you receive this money?By Age
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How do you receive this money?By Gender
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How do you receive this money?By Country of
Family Member
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How do you receive this money?By Monthly
Household Income
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How satisfied are you with the services of the
bank or remittance company?
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Approximately what portion of the money you
receive do you spend on daily expenses?
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Major Findings

• Moldovan remittance recipients spend
  approximately 81 percent of the money they
  receive on basic daily expenses such as food,
  housing, clothing, utilities and medicine.

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Do you use these money for something else other
than daily expenses?
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How often do you communicate with this family
member or relative the one that sends you money?
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How many people including yourself benefit
from the money you receive from your family
member or relative?
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Major Findings

• Approximately 1 million Moldovans benefit from
  remittances.

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The Moldova Banking System and Investment
Potential
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Overall, how do you see your familys personal
economic situation in Moldova?Remittance
Recipients
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Overall, do you have a positive or negative
opinion of the banks in Moldova? Remittance
Recipients
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Why do you have a negative opinion of the banks
in Moldova?Remittance Recipients
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Do you have a bank account?
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Do you have any investments in Moldova?Remittance
Recipients
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Remittance recipients very interested in
financial investment products