T F C U Tinker Federal Credit Union

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Critically Important

• The Last Presentation

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T F C UTinker Federal Credit Union

• Richard L. Peterson
• SWCMS 2006

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TFCU Mission Statement

• TFCU exists to help our members achieve their
  goals and realize their dreams

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Tinker Federal Credit Union

• TFCU The First 33 Years
• TFCU The Second 26 Years
• TFCU Today and Tomorrow
• KRA Community Relations
• Q A

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1946 to 1979

• Why was this credit union started?
• Why did it have such tremendous success?
• Why in the world did they wear those glasses?

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Who and Why

• Tinker Field
• Civilian Employees
• Did Not Trust Banks
• Decided to Trust Each Other
• Deposited Earnings and Made Loans to Each Other
• People Helping People

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You Named It What ???

• The Federal Employees Association for the
  National Defense Unit 26 Credit Union

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One of the First Branches
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Where is the Computer?
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Now there is a teller line
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The People Who Make It Happen
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Looking Good
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General Gerrity asks TFCU to include the
military
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Where did they get those glasses?
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Growth of the Credit Union

• 1946 Started by Seven Civilian Employees
• and 35 Cash
• 1949 61,000 Assets and 1,155 Members
• 1956 5 Million Assets
• 1958 General Gerrity added Military
• 1969 40 Million Assets 38,577 Members
• 1979 161 Million Assets 75,089 Members
• Membership consisting almost 100 of TAFB
  Civilians and Military

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TFCU 1980 -2006

• SEG Growth
• Credit Union Mergers
• Technology
• Branch Expansion

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Serious Stuff
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SEG Builders
Today over 500 SEGs because of people like this

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Hey Its for the Kids !!!
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Much Better
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Disaster Preparation
Backup Generators
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TFCU 2006

• 1.4 Billion Assets
• 180,000 Members
• 17 Branches
• 400 Employees

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Happening Now and the Future

• Lobby Tracking
• Biometric Account Access
• Remote Agents - 24 Hour Member Service
• VOIP Communications Convergence
• Internet Cafes
• Instant Loan Kiosks
• Community Relations Mobile Unit
• Disaster Recovery Mobile Unit
• Bar Coding with RFIF Satellite Tracking
• Remote Teller Stations
• Outsourcing
• Next 5 Years 200,000 Members - 1.6 Billion
  Assets 25 Branches
• Next 10 Years 250,000 Members 2.8 Billion
  Assets - 30 Branches
• Nest 15 Years 340,000 Members - 4.3 Billion
  Assets 35 Branches

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STOP
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Is TFCU becoming a bank?
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TFCU is the Largest Credit Union in Oklahoma The
ABA is trying to show that credit unions like
TFCU are nothing more than banks with tax
protection If TFCU becomes a Community
Chartered Credit Union it could grow to 75-100
branches in Oklahoma What can be done to show
TFCU is not a becoming a bank?
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KRA - Community Relations

• Lose Money
• Invest in People
• Share Common Concerns
• Help Each Other Grow
• Defend the Credit Union Philosophy
• Display the Difference

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Banks Versus Credit Unions

• Decisions Based on Profit Potential
• Community Relations to Build Profit
• Decisions Based on Members
• Community Relations to Help Others

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Build It and They Will Come
Midwest City Land Owned by Tinker Federal Credit
Union
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Community Multi-Purpose Building

• Offices for Use by OCUL, TCUL, and Other Credit
  Unions
• Heritage Club for Senior Members
• Training Center Computers and Language Training
• Fitness Center
• Computer Rooms for Children
• Conference and Community Activities Rooms
• Specialize Investments Office
• 24 Electronic Service Center
• Gymnasium / Meeting Rooms
• Internet Café and Greeting Station
• Travel and Insurance Center
• Refreshment Center
• Library and Museum

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TFCU Community Center

• Cost to Construct 3 Million
• Yearly Loss After Expenses 250,000
• Note 10,000 boxes currently stored off-site
• brought into this facility will save
  75,000/year
• Net Cost/Year 175,000 annual (What a Deal
  !)

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TFCU Community Center Benefits

• Strengthens ties with the Community
• Strengthens relationships with other Credit
  Unions
• Provides activities for Members and Others to
  Grow and Learn
• Displays the Difference between Banks
• and Credit Unions

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Future TFCU Community Center People Helping
People
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TFCU
Celebrating 60th Anniversary 1946-2006
Proud to be a Credit Union and we hope you are
too