PBN Health Care Savings Plan FAQS

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PBN Health Care Savings Plan FAQS
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• The health of people without a healthcare
  coverage is worse than it would otherwise be if
  they had a healthcare plan

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• If we do nothing, health care costs will
  
• in 3 5 years.

DOUBLE
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• What are the health consequences for the roughly
  30 million (one out of every seven) working-age
  Americans who do not have healthcare coverage?

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• If they were to gain healthcare coverage, would
  their health improve?

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• In 1999, almost 60 of the public believed that
  people without healthcare coverage get the health
  care they need from doctors and hospitals.

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• The reality is that those without healthcare
  coverage are much more likely to go without care
  than are people who have healthcare coverage.

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• Providing health care to uninsured adults would
  result in improved health, including life
  expectancy.

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• Increasing healthcare coverage would especially
  improve the health of those in the poorest health
  and most disadvantaged in terms of access to care
  and thus would likely reduce health disparities
  among racial and ethnic groups.

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• Healthcare coverage is associated with better
  health outcomes. It is also associated with
  having a regular source of care and with greater
  and more appropriate use of health services.
  These factors improve the likelihood of disease
  screening and early detection, the management of
  chronic illness, and the effective treatment of
  acute conditions. The ultimate result is
  improved health outcomes.

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• Healthcare is most likely to improve health
  outcomes if it is continuous and links people to
  appropriate health care.

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• Increased healthcare coverage would likely reduce
  disparities in morbidity and mortality among
  ethnic groups.

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• Adults without healthcare coverage, living with
  chronic diseases, are less likely to receive
  appropriate care to manage their health
  conditions than are those who have coverage.

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• Having health coverage is associated with better
  health outcomes across a range of preventive,
  chronic, and acute care services. People without
  a healthcare plan die sooner and experience
  greater declines in health status over time than
  do those with continuous coverage.

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• Adults with chronic conditions and those in late
  middle age stand to benefit the most from a
  healthcare savings plan in terms of improved
  health outcomes because of their high probability
  of needing health care services.

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• Healthcare coverage that affords access to
  providers and includes preventive and screening
  services, and outpatient prescription drugs, is
  more likely to facilitate the receipt of
  appropriate care.

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• Broad-based healthcare strategies across the
  entire uninsured population would be more likely
  to produce these benefits than would rescue
  programs aimed only at the seriously ill.

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BOTTOM LINE
Explore all your options and get the best
benefits your shrinking dollars can buy!

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