YOUR FINANCIAL AID YOUR BILL YOUR BOOKS

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YOUR FINANCIAL AID YOUR BILLYOUR BOOKS

• Angie Schickle
• Financial Aid Office
• Marty Berry
• Student Financials/Billing Office
• Nicole Piaget
• USM Bookstore

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Complete FAFSA.(Free Application for Federal
Student Aid)

• ELECTRONICALLY
• http//www.fafsa.ed.gov
• USM Federal School Code 009762
  
  

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FEDERAL WORK-STUDY

• You must earn your Federal Work-Study allotment
  through employment.
• A listing of Federal Work Study jobs can be
  obtained at
• www.usm.maine.edu/fin

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FEDERAL GRANTS

• FEDERAL PELL GRANT
• FEDERAL SUPPLEMENTAL EDUCATIONAL OPPORTUNITY
  GRANT. (SEOG)
• APPLIED DIRECTLY TO YOUR BILL.

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FEDERAL PERKINS LOAN

• The Federal Perkins Loan will be applied directly
  to your bill once you have registered for classes
  and the signed Master Promissory Note (MPN)
  Disclosure Statement have been received by our
  USM Student Loan Office. If you do not receive
  the MPN Disclosure Statement, call the Student
  Loan Office at --
• [phone].

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FEDERAL STAFFORD LOANS

• Short Forms located on the back of the Award
  Letter should be completed by students using
  Maine lenders.
• Sign, date and complete the reference section of
  the promissory note.
• Return completed promissory note to the lender.
• If you are a first time borrower you must
  complete an Entrance Interview.
• [phone]
• or
• www.usm.maine.edu/fin/

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PLUS / ALTERNATIVE LOANS

• PLUS Loan for parents.
• Alternative Loans for student and parents,
  contact lenders directly.
• Both loans are limited to cost of education less
  Financial Aid.

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IMPORTANT REMINDERS

• Check Award Information on Web DSIS.
• Loan debt.
• Credit Hour Changes.
• You must apply for Financial Aid every year.
• Scholarships must be reported to the Financial
  Aid Office and paperwork should be directed to
  the PORTLAND STUDENT BILLING OFFICE
  ATTN Cynthia DeCosta
• P.O. Box 9300
  
  Portland, ME 04104-9300
  [phone]

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CONTACTING THE FINANCIAL AID OFFICE

• (800) 800-4USM (4876)
• Ask for the Financial Aid Office.
• [phone]
• Dials directly to the Financial Aid Office.
• [phone]
• Student Access to the Interactive Voice Response
  Financial Aid and Registration Information.
• http//www.usm.maine.edu/fin

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Billing Process

• Fall bills sent in July due August 15
• Spring bills sent in November due January 5
• Students should view their bills online at
  www.maine.edu/admin/dsis frequently for changes

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Payments Accepted

• Credit Card / Debit Card
• -Visa/MasterCard/Discover
• Check (Note student ID on face of check, payable
  to USM)
• Cash (in person only)
• Financial Aid/Scholarships/Outside Agencies

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Credit Card

• Students who wish to pay by credit card, call
  [phone], pick option 4, which says, If
  you want to make a payment on your student
  account It will then prompt you through the
  call. This system requires the student ID Number
  and PIN Number to complete the call.

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Payment Plan by Credit Card

• The Student Billing Office will automatically
  charge your Debit or Credit Card for the monthly
  payments.
• An authorization card must be filled out and on
  file with our office. A statement is mailed to
  you reflecting the current amount due.
• Plans available.3, 4, or 5 payments per semester

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Payment Plan Options

• Email notifications will be sent to students USM
  email account.
• 3, 4, or 5 payment plan 25 cost no interest
• 1st payment is due on billing due date.
• 8/15 or 1/05
• Fall payments are due on the 15th of each month.
• Spring payments are due on the 5th of each month.

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Stafford / PLUS Loans

• Most instate student loans are posted
  electronically.
• Students are notified via email when loans are
  posted.
• If the loan is greater than the bill, a refund
  is automatically generated.
• Out of state loans are paper checks.
• Students are notified via email when a check is
  received. Checks may be endorsed in either of the
  Student Billing Offices. If the loan is greater
  than the bill, a refund will be requested at the
  time of signing.

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Important Reminders About Your Loans

• Entrance Interviews-
• Loans will not be posted until the entrance
  interview is completed.
• Credit hours must agree between Financial Aid and
  your schedule.
• Loans posted by September 22nd, will not be
  charged late fees.

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Refunds

• Refunds of EXCESS financial aid funds or loans,
  will be available starting on September 5th.
• Refunds are generally available on Mondays and
  Wednesdays
• To pick up a refund, a student must show photo
  ID. Refunds are not mailed to Dorm addresses.

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Important Reminders About Your Account

• If you add a class, charges must be paid for at
  the time of registration.
• 100 drops must be done by September 18th.
• Book Charges cannot be posted to student
  accounts.
• You can access an accurate bill on the WEB at
  www.maine.edu/admin/dsis.

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STUDENT BILLING OFFICE

• (800) 800-4USM (4876)
• Ask for the Student Billing Office.
• [phone]
• Dials directly to the Student Billing Office in
  Gorham.
• [phone]
• Student Access to IVR
• 110 Corthell Hall 118 Payson Smith
• 37 College Ave PO Box 9300
• Gorham, ME Portland, ME
• 04038 04104
• http//www.usm.maine.edu/buso

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USM BookstoresOur mission To provide ALL
course materials and supplies for ALL courses
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• Three conveniently located bookstores
• Woodbury Campus Center in Portland
• Brooks Student Center in Gorham
• Lewiston-Auburn College

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• Were a full service bookstore
• Reference Materials
• Supplies
• Software
• General reading books
• USM novelty gifts
• Newspapers magazines
• Snacks
• Art supplies
• Gifts for the family!

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• Textbooks
• Yes, they are expensive!
• We carry ALL course materials for ALL courses
• The USM Bookstores stock one of the largest used
  book inventories in Maine
• Custom Publishing
• Required vs Recommended
• Textbook Bundles
• Return Policy

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How to find textbooks

• Shelves are arranged.
• Alphabetically by department
• Numerically by course
• CRN

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FREE TEXTBOOKS!

• 2 ways to order Online
• Textbook Reservations
• Order textbooks individually
• http//www.usm.maine.edu/books

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Shop in our stores

• Textbooks are available for sale as they arrive
  in July and August
• Shop early to beat the rush!
• Stores are open all summer from
• 8am 4pm
• Additional Book Rush hours in September

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Payment options

• Cash, VISA or MASTERCARD debit and credit cards,
  DISCOVER credit cards, the USM card, and
  personal checks, gift cards
• Credit Card Authorization form

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Textbook Buyback

• Our retail buyback is conducted the last 2 weeks
  of the fall and spring semester.
• We buyback textbooks for wholesale companies all
  year round

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Other Services

• Fax
• FedEx
• Newspaper subscriptions
• Friendly and knowledgeable staff

Contact us Portland 780-4070 Gorham 780-5476
LAC 753-6520 1-800-800-4876 http//www.usm.maine.
edu/books
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Thank you!

• We appreciate your business.