Rabobank Foundation

1
(No Transcript)
2
Content

• Rabobank and Rabobank Foundation
• Access to finance for farmers
• Issues
• How to prepare?
• Examples of collaboration

3
Rabobank

• Establishment of Rabobank
• Access to finance for farmers
• Co-operative bank with Triple A Rating
• Rabobank in developing countries
• Rabobank Foundation
• Rabobank International Advisory Services (RIAS)
• Rabobank Financial Institutions Development
• Equity
• Management
• Technical Assistance

4
Rabobank Foundation

• Objective
• Focus on rural areas
• Two themes
• Microfinance
• Producer organisations
• Working with cooperatives and member-based
  organisations
• Tools for development

5
Access to finance for farmersIssues demand side

• Lack of usable collateral
• Ill-defined property and land-use rights
• Women land ownership
• High interest rates

6
Access to finance for farmersIssues supply side

• Commercial banks are hesitant
• High transaction costs and risks
• Lack the necessary agricultural expertise
• Mismatch between loan purpose, cash flow and loan
  duration
• Microfinance schemes
• Focus on rural areas (some)
• Products not adjusted to needs farmers

7
Access to finance for farmersHow to prepare?

• Organize farmers in a cooperative or association
• Activities of a farmers organization
• Buy and sell of inputs
• Commercialize the commodity
• Extension services
• Capacities needed
• Organizational
• Marketing
• Financial
• Technical

8
Access to finance for farmersHow to prepare?

• Market opportunities (export, organic markets)
• Supply chain finance
• Linking to financial services providers
• Example of Nicaragua

9
Examples of Collaboration

• Progreso Coffee Program
• Integrated approach
• 4 areas of support
• Direct support of farmers organizations
• Cooperation with large buyers
• Example of East West Seed Indonesia
• Example of Unilver Indonesia

10
Thank you for your attention

• Any questions?