Company Overview

1
Company Overview
2
The European Payments Market
Debit
Credit
European Payments market worth 2 trillion in
2005, processor opportunity alone expected to be
2 billion by 2006
3
PSE Background and Market Value Proposition

• Value Proposition
• In-Depth European Payments Experience
• Very strong understanding of European payments
  market leveraging 25 years of experience. Network
  of experts across Europe who regularly contribute
  to assignments. Experience in Middle East, and
  Russia
• Customer Needs Focussed
• Always driving a focus on the end customer
  through our approaches and methodologies
• Commitment to Quality
• Assignments always delivered with the strongest
  attention to detail, with constant review and QA
  from senior payment experts
• Innovation
• Recognised as understanding and shaping the
  development of the cards market in Europe by
  delivering innovation to our clients
• Independence
• Do not provide hardware or software services or
  take commissions and can therefore provide
  completely independent advice to our clients

• Background
• History
• Established in offices in London in 1991 by
  Peter Jones. Almost 15 years of operation, always
  generated a positive return to share holders
• Highly regarded expert advice provided to wide
  range of payments industry players
• Areas of Expertise Business Technology
• Processing, card issuing, acquiring, schemes,
  ACH, ATM, POS, prepay, smart cards, RFI/P,
  technology reviews, software selection, due
  diligence, project management and implementation
• EPCA
• Founder Member of European Payment Consulting
  Association with sister companies in France,
  Germany, Denmark Turkey and The Netherlands

4
Products and Services

• Services
• Advisory
• Expert advisory services to senior executives
  based on 25 years of payments market experience.
• Research
• In-depth, business orientated research into the
  EMEA payments market using both primary and
  secondary sources (c.30 of revenue)
• Publishing
• Tailored information services on topics of
  particular customer interest
• Delivery Support
• Project/programme management for large change
  activities

• Products
• Monthly and Quarterly Reporting
• Focussed country reports into European
  regulation, processing and DCC. Combined with
  regular analyst calls
• Analysis Methodologies
• Research, market assessment, bid (RFP/I)
  assessment, strategic analysis, due diligence
  methodologies
• European Cards Market Model
• 28 country, 10 year model for all card and
  payment products within Europe based on ECB data
  and PSE research, updated annually
• Country Reports
• 20 in-depth reports into ATM and POS structures
  within major European markets, updated
  bi-annually

5
Sample Clients