Bank of Ireland

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• Bank of Ireland
• Supporting Start-Up Businesses

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Did you know that

• Ireland is one of the most entrepreneurial
  countries in the EU
• at this very moment in time, 1 in every 10
  Irish adults is either thinking about, or in the
  process of, setting up their own business
• more than 20,000 new businesses will be set up
  in Ireland in 2008

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And did you know that

• Bank of Ireland was the first Irish bank to
  introduce a package of benefits exclusively for
  start-up businesses
• That was 10 years ago!
• Since then, our start-up package has been
  continuously improved based on what start-up
  businesses actually want from their Bank i.e.
  significantly reduced banking charges plus key
  advice and support from Bank of Ireland and other
  leading companies
• This experience has led to us offering the most
  comprehensive and most popular Business
  Start-Up Package on the market

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With our Business Start-Up Package, here are just
some of the things you can avail of while youre
getting on with your business

• Current Account Banking range of services free
  of charge for 2 years
• Business On Line free monthly subscription fee
  for 2 years
• Developing Business Loan no security required
  loan for amounts up to 25k
• Visa Business Card with your annual fee waived
  for the first year
• Flexible Leasing / Hire Purchase options annual
  set-up fee on your first Leasing / HP
  facility waived
• Invoice Finance reduced administration fees
  for companies with a projected turnover in
  excess of 500k
• Insurance Investments free financial review
  with our of our Insurance Investments
  Managers
• Trading Overseas free one our consultation
  with a treasury specialist to discuss the
  currency risks which might affect your
  business
• Guides free copies of our Guide to Starting
  your Business in Ireland and Franchising
  Guide
• Polish The package is also available in Polish

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And our free online training course for start-up
businesses will get you off to the best start

• Provides invaluable advice and information on
• Setting up a business
• Defining your business strategy
• Marketing your product / service
• Preparing financial accounts
• Writing a compelling business plan

Register for free on www.bankofirelandstartupcours
e.com
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Plus weve teamed up with 19 leading companies to
give our Business Start Up customers fantastic
discounts, including

• Free one hour consultation with an accountant
• Free accounting software
• Up to 30 off a company formations service
• 10 discount on Golden Pages advertising
• 30 off business planning software
• Free HR consultation
• 50 off Year 1 membership fee of ISME and SFA
• Competitive fixed fuel price plus carwash
  discounts in Statoil and Shell garages
• Discounts with O2
• Reduced merchant services fees and charges
• Free shopping website
• Free trial of a virtual office facility plus
  discounts on meeting room hire
• Discounts on a global VAT reclaim service
• Complimentary business coaching session
• 50 off Start-Up Boot Camps

ACCA
Topaz
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If you need a loan to start your business, here
are our Top Tips for approaching your Bank

• Be prepared
• Prepare your business plan and be able to answer
  any questions
• Get professional advice
• Meet with an accountant or adviser to help verify
  your projections and plans
• Make sure you consider all costs
• Make sure you consider all costs in your
  financial projections, e.g. dont just consider
  the cost of equipment also consider installation
  costs
• Put money and resources into the proposal
• Before lending money, the Bank will want to see
  that you believe in your proposal. Putting time
  and money into your business will show that you
  are willing to take risks to make your venture a
  success
• Make sure you obtain the right type and level of
  lending facility
• If you need 20,000, ask for it! Dont ask for
  10,000 if you know youll need more further down
  the line
• Be honest
• It is important to be honest about your strengths
  and weaknesses. If you have a poor credit
  history, let your Business Adviser know as they
  will find out eventually

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For more information and advice

• Drop into your local Bank of Ireland branch and
  talk to a Business Adviser
• Look up www.bankofireland.ie/business
• Business Advisors Eyre Sq
• Majella Fahey Joan Raleigh Anne Forde
  Noreen Hegarty Aileen Dunleavy Gemma Costello
• 091 563181