Identity Theft

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Identity Theft
Sharla Vendiola
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Identity Theft

• Identity theft is the fraudulent use of ones
  personal information, such as name, birth date,
  social security number, for the use of your
  identity for illegal purposes.

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Types of Identity Theft

• Credit Card Fraud
• Phones or Utilities
• I never thought this could happen to me, I had
  no idea this was going on until I got a bill from
  Nextel stating I owed them 800. Carleen
  Elvenia
• Opening bank or loan accounts in victims name
• Social Security Number

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New types of ID Fraud

• Phishing
• Over the internet
• Want you to call and confirm a credit card
• Confirm personal information
• Vishing- voice phising
• Sent e-mails stating irregularities in account
• Scammers want victims to call
• Collect personal information

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How does ID Theft occur?

• Trash
• Mail
• Credit Reports
• Purse or Wallet

• Phone calls
• Information at Work
• ATM and Credit Cards
• Internet

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Victims Act Immediately

• Contact Federal Trade Commission
• Contact local police
• Close affect accounts
• Get a Credit Report
• Contact Credit bureaus

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Credit Agencies

• Call the Fraud Units
• Equifax
• Experian
• Trans Union
• www.usdoj.gov/criminal/fraud/idtheft.html

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Protect Yourself

• Shred important documents such as
• Bank statements
• Credit card applications
• Pay stubs
• Get a Credit Report yearly
• Identity Theft insurance (99 per person a year)

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Works Cited

• Elvenia, Carleen. Personal interview. 30 Nov.
  2006.
• Fraud Watch International. Types of Identity
  Theft.. 1 Dec. 2006 lthttp//www.fraudwatchinternat
  ional.com/identity-theft/idtheft-types/gt.
• Jasper, Margaret C. Identity Theft and How to
  Protect Yourself. N.Y Dobbs Ferry Oceana
  Publications, 2002.
• University of Hawaii. Old Scam New M.O.. 30
  Nov. 2006 lthttp//myuhportal.hawaii.edu/gt.
• United States Department of Justice. Identity
  Theft and Fraud.. 20 Nov. 2006 lthttp//www.usdoj.g
  ov/criminal/fraud/idtheft.htmlgt.