Welcome to the Higher Education evening SWCHS

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Welcome to the Higher Education evening _at_ SWCHS
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Why go to University?

• Looking back, I feel that I missed out by not
• going on to Higher Education I could have
• met a wider cross section of people and it
• could also have enhanced my existing
• career options.

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How can parents help?

• A poll commissioned for the latest Higher
  Education campaign shows
• that many mature students had experienced a range
  of barriers that
• prevented them going to university straight from
  school.
• 11 said their parents influenced their decision
  not to go
• 77 regret the missed opportunities and
  experiences
• Others said they didnt think Higher Education
  was for people
• like me and that at the time, they couldnt see
  the point.

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How can parents help?

• As the poll highlights, young people need the
  right support from parents when theyre faced
  with decisions about that important next step.
• Encouraging your son or daughter to consider
  their options is crucial you may need to boost
  their confidence to help them see Higher
  Education is a good choice for them. And it could
  be down to you to spell out the benefits, in
  terms of a far wider choice of career and life
  opportunities. just a few years down the line

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How can parents help?

• throughout the three years I learned how to
  cook, and manage money, too. Did my parents get
  involved with my choice to study at Cardiff? Yes
  they came with me to a couple of open days, and
  they informed themselves about the whole
  application process, which helped a lot. The
  advice they gave me when I left home? Be safe
  and sensible!

• I couldnt have followed
• the career I wanted
• without a degree.

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How can parents help?

• Finding out together what the options are can
  keep the possibility of Higher Education real and
  open.
• No parent wants to pressurise their child into
  university but your encouragement can help them
  see that a fulfilling career is worth aiming for

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• http//gotouni.direct.gov.uk/

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How can parents help?

• http//www.ucas.ac.uk/

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Finance Tuition Fees Loan

• Tuition fee max for the 1009/10 academic year is
  3,225 (currently 3,145)
• You can get a student loan to meet the full cost
  of your tuition fees paid directly to the
  university or college

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Maintenance Loan

• The maximum student living costs loan living away
  from home is 4,625 (London 6,475)
• ( all eligible for 72 of this and the other
  28 is means tested)
• Start paying back once you have finished the
  course and you are earning over 15,000 pa.
  (interest rate currently 1.5) eg 18,000pa
  gt5.19 per week.

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Grant entitlement

• Max grant entitlement 2835 (household income
  less than 25,000)
• 25,001- 60,005 partial grant
• Over 60,005 no grant payable
• In some cases a special support grant may be
  payable.

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Bursaries

• As part of their commitment to widening
  entitlement in return for the payment of tuition
  fees some universities will commit to paying a
  bursary to students who receive the maximum grant
  entitlement eg 310 it could be more than this.
• This will not have to be repaid.

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Scholarships

• Scholarships may be available as additional
  funding. These differ from bursaries in the
  sense that bursaries are dependent on financial
  circumstances whereas scholarships tend to be
  awarded on achievement in the relevant academic
  field.

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Step 1 Income

• The first thing you need to do is add up your
  income
• Student loan
• Any grant or bursary you are entitled to
• Sponsorship, if eligible
• Scholarship, if eligible
• Parental/guardian contributions
• Income from a job
• Savings

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Step 2 outgoings

• Add up all the essential costs
• Tuition fees
• Rent
• Travel
• Contents insurance
• Car bills
• Credit card payments best practice is to avoid
  using
• Utility bills, for example, water, gas,
  electricity, if applicable
• Phone bills
• TV licence
• Food drinks
• Books etc
• Clothes