Principles of Banking

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Principles of Banking Module C By DR. ONKAR
NATH
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• ESSENTIAL OF BANK COMPUTERISATION
• Bank Computerisation
• Stand-alone Computer System
• Multi-user Systems
• LANs and WANs
• Local Area Network
• Topology
• Protocol
• Wide Area Network

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• Core Banking Solution
• Business Components
• Benefits
• Essential Requirement
• Creation of Primary Data
• Disaster Recovery Site (DRS)
• Business Process Reengineering
• Specialised Consultancy
• Infrastructure
• U.P.S.

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• PAYMENT SYSTEMS AND ELECTRONIC BANKING
• Electronic Payment Systems
• ATMs
• PIN (Personal Identification Number)
• Electro-Magnetic Cards
• Credit Cards
• Debit Cards
• Smart Cards
• Multiple PIN
• Electronic Purse
• Bank Card
• Electronic Cheque
• Electronic Cash
• Electronic Token

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• Corporate Cash Management Services
• Electronic Banking
• Anytime Banking
• Anywhere Banking
• Home Banking (Corporate and Personnel)
• Internet Banking
• Mobile Banking
• E-Commerce
• Signature Storage and Display by Electronic
  Means
• Cheque Truncation
• Note and Coin Counting Devices

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• DATA COMMUNICATION NETWORK EFT SYSTEMS
• Advent of Information Technology in Banking
• Data Communication Networks
• Components of Data Communication Networks
• Modes of Transmission
• Network Scenario in India Major Networks
• INET
• NICNET
• INDONET

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• Emerging Trends in Communication Networks for
  Banking
• RBIs VSAT Network
• Internet
• Evolution of EFT Systems
• Telex Communication for Message Transfer
• Structured Message Transfer System Using SWIFT
• Security in SWIFT
• Developments in SWIFT
• Automated Clearing Systems
• Clearing House Interbank Payment System (CHIPS)
  
• Clearing House Automated Payment System (CHAPS)
• Clearing House Automated Transfer System
  (CHATS)

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• Two Level Funds Transfer Systems
• Fedwire
• Bankwire
• Point of Sale Systems (POS)
• Developments in India
• Electronic Clearing System in India
• Electronic Funds Transfer System in India
• Real Time Gross Settlement (RTGS) System
• Digital Signatures

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• ROLE OF TECHNOLOGY UPGRADATION AND ITS IMPACT ON
  BANKS
• Trends in Technology Developments
• Data Warehousing and Data Mining
• Delivery Systems and Self Servicing Banking
• Role and Uses of Technology Upgradation
• Data and Message Transferring
• Corporate Websites
• Management information Systems
• Global Trends in Banking Systems
• Impact of IT on Banks
• Changes in Organisational Structure and
  Orientation
• Impact on Service Quality
• Impact on Human Resources
• Impact on Privacy and Confidentiality of Data

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• SECURITY CONSIDERATIONS
• Risk Concern Areas
• Data and Software
• Infrastructure
• Peopleware
• Different Types of Threats
• Accidental Damages
• Malicious Damages
• Control Mechanism
• Physical Controls
• Internal Controls
• Operational Controls

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• Computer Audit
• Scope of Computer Audit
• Audit Approaches
• Evaluation Requirements
• Computer Hardware
• Computer Software
• Data
• Communication Channels
• Contingency Planning and Recovery Procedures
• System Development Process
• Legal Framework for Electronic Transactions

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Thank you