Health Savings Accounts

1
Health Savings Accounts
You never change something by fighting the
existing reality. To change something, build a
new model that makes the existing model
obsolete. - Buckminster Fuller

• Mike Campbell
• CPS Financial
• www.CPSFinancial.com

2
HSA PLANS OFFER TRIPLE SAVINGS
3
HSA PLANS OFFER TRIPLE SAVINGS

• Lower company payroll taxes

4
HSA PLANS OFFER TRIPLE SAVINGS

• Lower company payroll taxes
• Lower employee state federal income, FICA
  Medicare taxes

5
HSA PLANS OFFER TRIPLE SAVINGS

• Lower company payroll taxes
• Lower employee state federal income, FICA and
  Medicare taxes
• Lower premiums and health care out of pocket
  expenses

6
HSA TRIPLE TAX SAVINGS
7
HSA TRIPLE TAX SAVINGS

• Tax free money goes into The HSA

8
HSA TRIPLE TAX SAVINGS

• Tax free money goes into The HSA
• Your HSA account grows tax free

9
HSA TRIPLE TAX SAVINGS

• Tax free money goes into The HSA
• Your HSA account grows tax free
• Health care expenses, including dental, vision
  and miscellaneous items are paid with HSA tax
  free dollars

10
PLAN COMPARISON
11
PLAN COMPARISON
12
PLAN COMPARISON
13
PLAN COMPARISON
14
PLAN COMPARISON
15
PLAN COMPARISON
16
PREMIUM COMPARISON
17
PREMIUM COMPARISON
18
PREMIUM COMPARISON
19
PREMIUM COMPARISON
20
PREMIUM COMPARISON
21
PREMIUM COMPARISON
22
ESTIMATED HEALTH CARE EXPENSES
23
ESTIMATED HEALTH CARE EXPENSES
24
ESTIMATED HEALTH CARE EXPENSES
25
ESTIMATED HEALTH CARE EXPENSES
26
ESTIMATED HEALTH CARE EXPENSES
27
ESTIMATED HEALTH CARE EXPENSES
28
ESTIMATED HEALTH CARE EXPENSES
29
TRUE EMPLOYEE COSTS
30
TRUE EMPLOYEE COSTS
31
TRUE EMPLOYEE COSTS
32
TRUE EMPLOYEE COSTS
33
TRUE EMPLOYEE COSTS
34
TRUE EMPLOYEE COSTS
35
TRUE EMPLOYEE COSTS
36
TRUE EMPLOYEE COSTS
37
TRUE EMPLOYEE COSTS
38
TRUE COMPANY COSTS
39
TRUE COMPANY COSTS
40
TRUE COMPANY COSTS
41
TRUE COMPANY COSTS
42
TRUE COMPANY COSTS
43
TRUE COMPANY COSTS
44
TRUE COMPANY COSTS
45
TRUE COMPANY COSTS
46
Health Savings Accounts
Contact Mike Campbell to lower your health care
expenses

• CPS Financial
• www.CPSFinancial.com

Mike Campbell 847-295-2521 Mike_at_CPSFinancial.com