Title: An Overview
1 WELCOME TO HECL - LIVE CLASSROOM 2nd November
2006 JAIIB-PRINCIPLES OF BANKING - MODULE C -
BANKING TECHNOLOGY BY - Dr.Firdos T.Shroff,
Jt.Director (Faculty-Academics),IIBF,Mumbai
2JAIIB-MODULE C
- IIBF Latest Edition Taxmann Publications
Pvt.Ltd., Price Rs.345/- - JAIIB - Work Book on Principles of Banking
Accounting Finance for Bankers and Legal
Aspects of Banking - The Work book is intended to assist students
appearing for JAIIB examination to gain an
understanding on the type of questions that will
be asked in the three subjects of JAIIB. - In this new, easy-to-read format, objective type
questions are introduced in a non-specialist
context for the benefit of candidates.
Throughout the book, examples and self-check
questions are used to test the readers ongoing
understanding of the essential concepts of the
different subjects. - Written by experts in the field of banking, the
book includes caselets and questions on the
practical situations from the examination point
of view with answers and explanations. - Though the Work Book is mainly oriented towards
students, this can be essential reading for
banking finance professionals also.
3JAIIB-MODULE C
- The Class is divided into Three Parts -
- Part I Broad Syllabus Outline
- Part II Presentation on Advancements
innov_at_tions in Banking Technology - Part III Model Question Bank (Objective type
Multiple choice)
4JAIIB-Module C-SYLLABUS
- Different approaches to bank mechanisation Core
Banking Solutions - -Stand alone computer systems - Wide area and
local area networks - - local processing and batch concepts on-line
systems - Mini computers - and Main Frame networking systems.
5JAIIB-Module C Syllabus(contd.)
- Electronic Payment systems - Teller Machines at
the Bank Counters - - Cash dispensers - ATMs - Anywhere Anytime Banking
- Home banking - (Corporate and personal) - Online enquiry and
update facilities
6JAIIB-Module C- Syllabus(contd.)
- Electronic funds transfer systems - plain
messages (Telex or data - communication) - structured messages (SWIFT,
etc...) - RTGS - Information Technology - Current trends -
Banknet, RBI net, Datanet, - Nicnet, I-net, Internet, E-mail,
7JAIIB-Module C-Syllabus (contd.)
- Role and uses of technology
- upgradation - Global developments in Banking
Technology - - Information Technology in finance and service
delivery. Impact of - Technology on Banks - Protecting the
confidentiality and secrecy of - data - effect on customers and service quality-
- Audit trails - Rangarajan, Saraf and Shere
Committee Recommendations.
8JAIIB-Module C- Presentation
- Electronic Funds Transfer (EFT)
- Special EFT
- EFT-Point-of-Sale (POS)
- Electronic Clearing Service (ECS) Credit Clg.
Debit Clg. - Cash Dispenser Automated Teller Machines (ATMs)
- Shared Payment Network Systems (SPNs) (SWADHAN)
9JAIIB-Module C-Presentation
- BANKNET
- COmputerised Message Transfer (COMET)
- Very Small Aperture Terminal (VSAT)
- Regional Grid Clearing Collection of Outstation
Cheques - Credit Cards/Debit Cards
- Plastic Card / Smart Card / e-Purse
- Laser Card
10JAIIB-Module C-Presentation
- Cheque Cards
- Terrestrial Microwave Radio Transmission
- Satellite Microwave (Geo-Stationary Satellite)
- Communicaiton through use of Optical Fibre
Technology - NET (Packet Switched Public Data Network)
- HVNET (High Speed VSAT Networks
- Teleconferencing
- Internet Banking
- Virtual / Digital / e-Sign Signatures in Banking
- Cheque Clearing using Magnetic Ink Character
Recognition (MICR) Technology Facilities for
paper based clearing -
11JAIIB-Module C-Presentation
- Cheque Truncation
- SmartQuill Computer Pen
- Salient features of RTGS Real Time Gross
Settlement - RBI-Payment Settlement Systems Vision 2005-08
- Retail Payment System
- Online Tax Accounting System (OLTAS)
- Online Indirect Taxes Accounting System (OLITAS)
12JAIIB-Module C-Presentation
- Electronic Commerce / Electronic Data Interchange
(EDI) by banks - IDRBTs INFINET Structured Financial Messaging
System (SFMS) through internet - IDRBTs Multi-Application Smart Card based
Payment System - IDRBTs National Financial Switch (NFS)
13JAIIB-Module C-Presentaiton
- Refer various Committee Reports on IT
- RBI-1983 Damle - Report of the working group to
consider Feasibility of Introducing MICR/OCR
Technology for cheque processing - RBI-1984-Dr.C.Rangarajan Committee Report on
Mechanisation - RBI -1994 Saraf Committee on Technology
Issues - RBI-1996 Shere Committee on Electronic Funds
Transfer Other Electronic Payments - RBI-1999- Vasudevan Committee on INFINET
- RBI-2001- Dr.Mitra Report of the Expert Committee
on Legal Aspects of Bank Frauds
14JAIIB-Module C-Presentation
- 2002- Zarir Cama Report of the Working Group on
Electronic Money - RBI-2003- Dr.Barman-Working Group on Cheque
Truncation and e-cheques
15JAIIB-Module C-Model Question Bank
- MODEL QUESTION BANK Multiple Choice Questions
- Read IIBF study material/books, Work Book, attend
HECL-LIVE Classes, etc. -
16JAIIB-Module C
- T H A N K YOU!
- SPREAD A WORD ABOUT HECL VIRTUAL CLASSES TO YOUR
COLLEAGUES - WISHING YOU ALL SUCCESS IN YOUR EXAMS
- Queries, if any, on JAIIB-Module C may be sent
via email to - Dr. Firdos T. Shroff,Jt.Director (Faculty(IT)
Academics), IIBF, Mumbai - Email ftshroff_at_iibf.org.in
- For regular updates-visit website
- www.iibf.org.in