INSPECTION OF RISK AND ANALYSIS OF INSPECTION REPORT

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INSPECTION OF RISK AND ANALYSIS OF INSPECTION
REPORT

• A PRACTICAL APPROACH
• PRESENTED BY
• AJAY K. JAIN

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FIELD OF INSPECTION AND RISK ANALYSIS

• MOTOR O.D.
• ENGINEERING.
• FIRE.

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INSPECTION OF MOTOR O.D. RISK

• SEGMENT OF THE VEHICLE.
• CLASS OF VEHICLE.
• PURPOSE/ USES OF THE VEHICLE.
• PRESENCE OF THE VEHICLE IN THE MARKET.
• REPARING NETWORK OF THE VEHICLE.
• AVAILABILITY OF SPARE PARTS
• AGE/ CONDITION OF THE VEHICLE.

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INSPECTION OF MOTOR O.D. RISK

• FITMENT OF SAFETY EQUIPMENT.
• PAST CLAIM EXPERIENCE.
• CONDITION OF WIRING.
• INSPECTION/ VALUATION BY A COMPETENT PERSON.
• IMPORTANCE OF AGGREGATE NUMBERS.
• CONSIDERATION OF VALUE OF FABRICATED PARTS
  SEPRETELY MAINLY IN COMMERCIAL VEHICLES.
• ANATOMY OF VEHICLE.

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INSPECTION OF ENGINEERING RISK

• TYPE OF MACHINERY/ PLANT.
• USES OF MACHINERY/ PLANT.
• RUNNING HOURS OF MACHINERY/ PLANT IN A DAY.
• AGE/ CONDITION OF MACHINERY/ PLANT.
• GENERAL MAINTENANCE/ A.M.C. OF MACHINERY/ PLANT.

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INSPECTION OF ENGINEERING RISK

• AVAILABILITY OF SPARE PARTS.
• COST OF SPARE PARTS.
• FOUDATION/ GROUND CONDITIONS OF MACHINE/ PLANT.
• PAST CLAIM EXPERIENCE.
• AGGREGATE NOS. OF MAJOR ASSY.
• INSPECTION/ VALUATION BY A COMPETENT PERSON.
• VERIFICATION OF DEFECTS/ DAMAGES EXISTING IN THE
  MACHINERY.

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INSPECTION OF ENGINEERING RISK

• SAFETY MEASUREMENTS AND PROTECTION COVERS ON
  MACHINERY/ PALNT.
• LOCATION OF MACHINE/ PLANT AND DETAILS OF
  SURROUNDING PROPERTY.
• MAINTENANCE OF LOG BOOK.
• TO PERSONALLY VERIFY THE RUNNING/ WORKING OF
  MACHINERY/ PALNT.
• IF THE PREMISES WHERE THE EQUIPMENT OPERATES WELL
  GUARDED OF NOT.

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INSPECTION OF ENGINEERING RISK

• AVAIALBILITY OF TRAINED/ QUALIFIED OPERATORS.
• WHETHER COVERED BY ANY OTHER INSURANCE.
• IN CASE OF BOILERS AND PRESSURE VESSELS DETAILS
  OF WORKING PRESSURE, MAXIMUM LOAD TYPES OF
  PRESSURE GAUGES/ SAFETY EQIPMENTS.

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INSPECTION OF FIRE RISK COVER

• TYPE/ NATURE OF PROPERTY.
• PAST CLAIM EXPERIENCE.
• INDUSTRIAL RELATION SITUATION.
• MARKING OF MACHINERY/ BLOCKS.
• AGGREGAE NOS. OF MACHINERY/ MAJOR ASSY.

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INSPECTION OF FIRE RISK COVER

• LOCATION OF PROPERTY.
• 01. DISTANCE FROM RAILWAY STATION, AIR PORT,
  NEAREST METRO CITY, NATIONAL HIGHWAY PORT.
• 02. DISTENCE FROM NEAREST POLICE STATION, FIRE
  BRIGADE STATION HOSPITAL.
• 03. DISTENCE FROM NEARBY RIVER DAM.
• 04. HISTORY OF FLOOD/ INUNDATION IN THE AREA.
• 05. HISTORY OF ROITS/ STRIKES IN THE AREA.

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INSPECTION OF FIRE RISK COVER

• LOCATION OF PROPERTY.
• 06. HISTROY OF FIRE/ OTHER PROPERTY DAMAGE LOSSES
  IN THE AREA.
• 07. THE EARTH QUAKE ZONE AS PER A.I.F.T.
• 08. LOWEST AND HIGHEST TEMPRATURE OF THE AREA.
• 09. TRANSPORTATION FACILITY AVAILABLE IN THE
  AREA.

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INSPECTION OF FIRE RISK COVER

• THE COMPOUND OF PROPERTY.
• TOTAL PLOT AREA AND BUILT UP AREA.
• CONDITION OF BOUNDARY WALL, MAIN GATE AND
  SECURITY GATE.
• SURROUNDING CONDITION OF COMPOUND.
• CONDITION OF INTERNAL ROADS.
• HEIGHT OF COMPOUND LEVEL COMPARED TO THE OUTSIDE
  AREA/ ROAD..
• THE WIDENESS AND CONDITION OF APPROACH ROAD OF
  COMPOUND.
• WHETHER THE APPROACH ROAD HAS ANY BOTTLENECK

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INSPECTION OF FIRE RISK COVER

• LAYOUT/ CONSTRUCTION DETAILS.
• NUMBER OF BLOCKS WITH FLOORS.
• BASEMENT PRESENT OR NOT.
• DISTANCE BETWEEN DIFFERENT BLOCKS.
• HEIGHT OF ENTRY TO BASEMENT/ GROUND FLOOR
  COMPARED TO SURROUNDING AREA.
• FOUNDATION OF STRUCTURE.
• HEIGHT OF FLOOR AND TOTAL HEIGHT OF BUILDING.

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INSPECTION OF FIRE RISK COVER

• LAYOUT/ CONSTRUCTION DETAILS.
• 7. CONSTRUCTION OF ROOFING/ FLOORING/
  WINDOWS/ DOORS.
• 8. LOCATION OF PRODUCTION AREAS, STORAGE AREAS,
  UTILITIES AND OFFICE AREAS.
• 9. PRESENCE OF COMBUSTIBLE CONSTRUCTION IN
  PRODUCTION AREA.
• 10. DISTANCE BETWEEN MACHINERY-STORAGES,
  ELECTRICAL PANEL-MACHINERY-STORAGES AND
  ELECTRICAL PANELS-PERSONS WORKING.
• 11. PROTECTION ON ELECTRICAL PANELS.

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INSPECTION OF FIRE RISK COVER

• LAYOUT/ CONSTRUCTION DETAILS.
• 12. TYPE OF ELECTRIC WIRING INTERNAL/ CONDUIT/
  OPEN/ LOOSE.
• 13. TYPE OF ELECTRICAL INSTALLATION MESSY/
  DOMESTIC/ INDUSTRIAL/ FLAME PROOF.
• CONGESTION AT THE PRODUCTION AREA.
• CONDITION OF STOCKS IN STORAGE AREAS PLANNED
  MANNER/ ON RACKS/ ON FLOOR/ MESSY.
• PRESENCE OF ELECTRICAL APPLIANCES IN STORAGE
  AREAS/ TYPE OF CONNECTION.

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INSPECTION OF FIRE RISK COVER

• SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT.
• FIRE PREVENTION AND FIGHTING FACILITIES TRAINED
  FIRE FIGHTERS, TRAINED FIRST AIDERS, RESCUE TEAM,
  FIRE CHAMPIONS, DETECTION SYSTEM AT L.P.G. WITH
  ALARM, HYDRANTS, SPRINKLER SYSTEM, SMOKE
  DETECTOR, UNDERGROUND/ OVERHEAD WATER RESERVOIR,
  FIRE EXTINGUISHER, EMERGENCY COMMUNICATION
  SYSTEM, DETAIL OF HYDRANT PUMPS, FIRE TENDERS/
  JEEP/ AMBULANCE AND FIRE TRAININGS AND SAFETY
  DRILLS.

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INSPECTION OF FIRE RISK COVER

• SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT.
• 02. FITTMENT OF DIFFERENT TYPE OF FILTERS AT ALL
  SOURCE OF EMISSIONS.
• 03. WATER CONSERVATION/ ZERO WATER DISCHARGE
  FACILITY.
• 04. WASTE MANAGEMENT/ WASTE MINIMIZATION SYSTEM.
• 05. PROGRAM FOR TREE PLANTATION.
• 06. RAIN WATER HARVESTING SYSTEM.

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INSPECTION OF FIRE RISK COVER

• SAFETY, OCCUPATIONAL HEALTH AND ENVIRONMENT.
• 07. HOUSE KEEPING CONDITION OF HOUSE KEEPING IN
  PLANT/ PRODUCTION AREA/ STORAGE AREA/ UTILITY
  AREA. STRICTNESS OF THE NO SMOKING REGULATION
  DISPLAY OF SIGNAGES IN PLANT.