Money Management II Syllabus

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Money Management II Syllabus
Ms. Christy Garrett -- Room 4204 Website
http//christygarrett.weebly.com/ Email
garrettc_at_aaps.k12.mi.us Phone [phone]
Facebook Ms. G at Huron High

• What is Money Management II all about?
• Life is a challenge. As youll see... just when
  you're about to make ends meet, someone moves the
  ends! For a lot of people it can be a struggle to
  pay bills, make the rent payment and provide food
  and clothes for their family. Most work hard and
  just try and do their best. Ultimately, the life
  we all wanta nice place to live, enough money to
  pay our bills, and fewer concerns about
  financesis possible if we keep focused on our
  goals.
• That's where this class is designed to help!
  Money Management II is a semester course that
  focuses on helping students to better manage
  their finances.  The course has no prerequisites
  and is offered to all grade levels.  In addition,
  this course meets the requirement for .5 credit
  of your 4th year of Math. The class aims to
  provide personal financial planning tips and
  information, it provides concrete advice on how
  to manage money so money doesn't manage you.
  Hopefully, when this semester is over, youll end
  up thinking it was one of the best classes you
  ever took!
• What will be taught in Money Management II!
• Credit
• Topics include advantages disadvantages of
  using credit, understanding annual percentage
  rate, calculating finance charges, understanding
  your credit report and your credit score,
  computing finance charges using the adjusted
  balance, previous balance, and average daily
  balance methods, problems with credit, credit
  counseling using the 20/10 rule, using
  calculations to analyze cost benefit of declaring
  bankruptcy, applying and getting approved for
  loans.
• Personal Decision Making
• Topics include identifying personal wants and
  needs, using cost analysis and comparison
  shopping, housing principals calculating moving
  costs and installation charges, understanding
  mortgage loans, interest rates, and cost of
  utilities. Real Estate Principles property
  taxes, easements, and closing costs, calculating
  depreciation and appreciation, understanding
  earnest money agreements, offers, and liens,
  understanding car financing, loans, interest
  rates, down payments, and cost benefit analysis
  of leasing vs. buying.
• Personal Risks Insurance
• Topics include the importance of insurances,
  insurable interest, insurable risk, payment
  schedules, and computing discounts and
  deductibles, property liability insurance,
  reducing automobile insurance premiums,
  understanding insurance claims and deductibles,
  health life insurance, calculating co-pays
  deductibles, computing future value and cash
  value of insurance policies.

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Money Management II Syllabus

• IV. Grading
• You will be graded on a total points basis. You
  earn points from in class assignments, homework
  assignments, class projects, study guides, and
  tests (including a cumulative final exam).
• Methods Projects handouts, lectures, discussion,
  text readings and videos
• Grades are calculated using the district default
  A-E scale.
• Assessment days for the business department are
  Mondays and Fridays. Every attempt will be made
  to have any major unit exam fall on one of these
  days.
• STUDY for your exams. Retakes can only be used to
  bring Es up to 60. Its important to be
  accountable for your education. Study, Study,
• Grading and Class Expectations Be prepared, be
  respectful, be responsible, participate
  productively in class activities, use your
  planner, monitor your graduation requirements,
  expect to be challenged and embrace the
  challenge, and do your best and take pride in
  your work!
• Materials
• Textbook Glencoe Personal Finance. We do not
  have enough textbooks to pass out to each
  student. You will receive Power Point slideshows
  and note organizers to read and study from
  instead.
• Software Microsoft Word, Excel, PowerPoint, and
  Internet Explorer
• Supplies Needed By Student binder or folder,
  calculator, your brain and a great attitude
• Academic Integrity
• Students are expected to uphold the principles of
  academic integrity. Academic honesty and ethical
  behavior are required at all times. Academic
  dishonesty includes, but is not limited to,
  cheating and plagiarism (using others work as
  your own). Academic dishonesty can, and will,
  result in failure of the assignment/project/test.