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• Drowning in Debt campaign

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The problem
RTOcompany 2O
RTO company 20
Catalogue 2O
Sub-prime loan 37.5O
Doorstep lender 5
Doorstep lender 5
Doorstep lender 35
Doorstep lender 7O
Log book loan 36
Case study Claire Weekly outgoings to lenders
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Loadsadebt
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The Solution
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Key recommendations National

• Real-time database
• Revise OFT 2010 Irresponsible Lending
  Guidelines
• No more than 1/3 of payments out to high-interest
  creditors
• Take Action at
• www.church-poverty.org.uk/drowningindebt

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Key recommendations Local

• Promoting payroll deduction for Credit Unions
  facilities permitting?
• Looking at planning restrictions for high-cost
  lenders (Birmingham city Council Fair Money
  Manifesto)