Payment Processor

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Payment Processor Gateway Focused on Secure and
Efficient Payment Acceptance
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Who We Are
CardConnect is an innovative and
rapidly growing U.S.- based payment processing
company that takes great pride in its
consistently high level of customer satisfaction.
Founded in 2005, we help businesses accept any
form of payment for goods and services. Our
mission is to make accepting payments as simple
and easy as possible for our customers. We do
that by marrying personalized service with the
most flexible technology ecosystem available
today. The result is a base of 50,000 (and
growing) merchants who can concentrate on growing
their businesses while we manage their payment
processing platform.
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Management

• Brian Shanahan Chairman of the Board
• Jeffrey Shanahan CEO and President
• Kevin M. Gainer Chief Sales Officer
• Charles Bernicker Chief Financial Officer
• Robert Nathan Chief Technology Officer
• Patrick Shanahan Chief Operating Officer
• Rush Taggart Chief Security Officer

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CardConnect Quick Facts

• 175 Million transactions annually and growing
• 12 Billion in processing
• 50,000 merchants
• FTV Capital, a private equity firm with expertise
  in payment processing and a long involvement in
  the industry, is a key stakeholder in CardConnect
• Client Segments include Financial Institutions,
  Retail, MOTO, B2B, B2C, B2G, e-commerce, Utility,
  etc.

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Our Customized Approach
Our payment processing platform is customized to
each of our customers specific needs. Our
solutions are built around Security CardConnects
patented security solution, CardSecure, utilizes
P2PE and tokenization ensuring our customers are
protected and PCI Compliant. Reporting Our
reporting center, among the most sophisticated in
the country, puts all of our customers payment
data at their fingertips. Interchange
Management CardConnect aggressively manages
interchange rates for our customers, were
focused on minimizing fees and costs and securing
the lowest pricing possible. Transparency We make
sure that our customers understand every step of
their payment processing program all the while
working aggressively to keep pricing as low as
possible.
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CardConnect Solution Overview
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Payment Processing
Seamlessly accept a wide variety of payment
methods and take your business to a new level.
Accept All Payment Types Accept a variety of
payment methods Visa, MasterCard, Discover,
American Express, ACH, eChecks and more. Get
Paid Faster Funds are automatically deposited
into your bank account so you no longer have to
wait for checks to clear. Monitor Transaction
History CardConnects powerful online reporting
center allows you to research everything related
to payment processing activity. Impenetrable
Security CardSecure moves all of your patients
payment data to our secure vault where it is
encrypted and tokenized.
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CardConnect Gateway API
Direct Integration We know how to build
out-of-box integrations to custom ERP systems,
were confident our Gateway will integrate with
any existing billing system. We also offer
Oracle-validated and SAP-certified payment
solutions. API Library Our easy-to-use APIs for
SOAP and REST accommodate PHP, JSON/JavaScript
and Java. Account Updater CardConnect
automatically notifies patients when their saved
payment method is close to expiring. Level
II/Level III Data The CardConnect Gateway is
designed for interchange optimization by passing
Level II and Level III data, meaning you get the
lowest rate possible for each transaction.
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Online Billing
Give your patients the ability to receive,
review, and pay their bills online. Paperless
Invoicing Send a custom invoice online to
streamline your billing process. Patient Payment
Information Once a patient enters payment
information, it remains securely stored in
SmartPay for any future payments. Recurring
Payments Set up a patients recurring payment
schedule in SmartPay and theyll receive invoices
and notifications automatically.
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CardConnect Healthcare

• CardConnect can integrate with your existing
  backend billing system for
• easy self-pay acceptance and reconciliation (i.e.
  Epic Systems)
• 100 HIPAA Compliance
• Create and manage personalized payment plans
  based on each patients ability to pay
• Segment, implement and individually manage
  probate, litigation, bankruptcy and no fault auto
  self-pay accounts
• Payment Method Flexibility
• iFrame web integration
• Online bill presentment
• IVR service custom development
• CoPay, admissions, self-registration and check-in

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CardSecure - Overview
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CardSecure Encryption/Tokenization
Protect your patients and your hospital from a
data breach with patented tokenization
technology Intelligent Tokens Our tokens are
intelligent, meaning they will comply with data
integrity checks like the Luhn test and those
performed by various ERP systems. Point-to-Point
Encryption (P2PE) Upon swipe or card data input,
the sensitive data is instantly encrypted. This
means that the original card number will never be
stored in your system and your patients data
remains safe. CardConnect Vault All encrypted
card numbers will be stored in our 100 PCI
compliant environment, protecting your patients
from identity theft and removing your system from
PCI scope entirely.
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CardSecure - PCI Compliance
PCI DSS 3.0 This year marks the deadline for
compliance with PCI DSS 3.0. Instead of spending
more time and resources on compliance,
CardConnect removes your business from the scope
of PCI. No More PCI Audit Encryption and storage
of sensitive data takes place outside of your
system, eliminating the need for a PCI
Audit. Centric Group is an organization that
has always made data security and PCI compliance
a high priority. With its CardSecure desktop
tokenizer, CardConnect was the perfect fit for
enhancing the security of our payment
processing. CIO, Centric Group
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A History of Protecting Payments
CardConnect has a proven track record developing
security technology for the payments industry.

• 1997 CardConnect builds first payment gateway
  integrated to SAP for Fortune 500 corporations.
• 2004 CardConnect builds CardSecure, a payment
  card encryption solution for SAP
• 2006 CardConnect's payment gateway validated as
  PABP Compliant under Visas Payment Application
  Best Practices program.
• 2009 CardConnect's payment gateway validated as
  PA-DSS Compliant and listed on the PCI Security
  Standards Council website.
• 2010 CardConnect's payment gateway validated as
  PCI-DSS Compliant and listed on Visa Service
  Provider Registry.
• 2012 CardConnect's PANPAD, a terminal that
  encrypts card data at the point of entry, named
  winner of Security Products Guide's Global
  Excellent Award.
• 2012 CardConnect's payment gateway with
  CardSecure becomes the first Oracle Validated
  Integration for payment acceptance and security.
• 2013 CardConnect develops proprietary P2PE
  solution in response to security risks for
  point-of-sale transactions.
• 2013 CardConnect receives United States patent
  for token-based payment processing

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CardConnect Security Experts
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Our Clients
Weve worked with an extensive list of Fortune
500 clients and healthcare organizations all
with the common desire to secure flexible card
processing solutions in a 100 PCI and HIPAA
compliant manner.
50,000 merchants processing annually with a
total volume over 15 billion USD.