TRIVIA QUESTIONS

1
TRIVIA QUESTIONSTagisan ng Galing saP S I M

• Philippine Society of Insurance Medicine

2
Life insurance underwriting originated in
connection with

• A. Property Insurance
• B. Aerial Insurance
• C. Maritime Insurance
• D. Fire Insurance

3
Life insurance underwriting originated in
connection with

• C. Maritime Insurance

4
MIB stands for

• A. Medical Impairment Bureau
• B. Medical Information Bureau
• C. Major Information Bureau
• D. Men In Black

5
MIB stands for

• B. Medical Information Bureau

6
The following are amongst the alternative
underwriting methods except

• A. Jet Units
• B. Computer Screening
• C. Both
• D. Neither

7
The following are amongst the alternative
underwriting methods except

• D. Neither

8
Who is the incumbent Insurance Commissioner?

• A. Atty. Edgardo C. Malinis
• B. Dr. Edgardo T. Malinis
• C. Atty. Eduardo T. Malinis
• D. Atty. Eduardo C. Malinis, Jr.

9
Who is the incumbent Insurance Commissioner?

• C. Atty. Eduardo T. Malinis

10
The practice of cautiously accepting specific
types of risk at premium rates lower than those
that would normally be charged according to
companys underwriting guidelines

• A. Speculative Underwriting
• B. Preferred Underwriting
• C. Biased Underwriting
• D. Experimental Underwriting

11
The practice of cautiously accepting specific
types of risk at premium rates lower than those
that would normally be charged according to
companys underwriting guidelines

• D. Experimental Underwriting

12
Who is the predecessor of Dr. Emil Canonigo as
president of PSIM?

• A. Dr. Benny Delgado
• B. Dr. Edilberto Torres
• C. Dr. Gabby Mejia
• D. Dr. Art Catli

13
Who is the predecessor of Dr. Emil Canonigo as
president of PSIM?

• C. Dr. Gabby Mejia

14
The process of taking back from the reinsurer a
portion of the reinsured business

• A. Retrocession
• B. Recapture
• C. Facultative reinsurance
• D. Rebate

15
The process of taking back from the reinsurer a
portion of the reinsured business

• B. Recapture

16
The most reliable screening test for Diabetes
Mellitus is

• A. Glycosylated Hemoglobin
• B. Fasting Blood Sugar
• C. 2-hour post prandial glucose
• D. Oral Glucose Tolerance Test

17
The most reliable screening test for Diabetes
Mellitus is

• C. 2-hour post prandial glucose

18
Who is the current PSIM - CME Chairperson?

• A. Dr. Nazario A. Macalintal, Jr.
• B. Dr. Patricia S. Ching
• C. Dr. Bert Esguerra
• D. Dr. Linda Umali

19
Who is the current PSIM - CME Chairperson?

• B. Dr. Patricia S. Ching

20
An underwriting approach which utilizes clerical
screeners or trainee underwriters

• A. Lay Underwriting
• B. First Level Approach
• C. Jet Units
• D. Clerical Units

21
An underwriting approach which utilizes clerical
screeners or trainee underwriters

• C. Jet Units

22
First broad study significant to the underwriting
of impaired lives was the

• A. Medico-Actuarial Investigation of 1910
• B. Build BP Study of 1905
• C. Mortality Survival Study of 1912
• D. Mortality Survival Study of 1905

23
First broad study significant to the underwriting
of impaired lives was the

• A. Medico-Actuarial Investigation of 1910

24
Percentage of developing overt DM for a patient
who had Gestational DM

• A. 40
• B. 30
• C. 20
• D. 10

25
Percentage of developing overt DM for a patient
who had Gestational DM

• B. 30

26
Under this type of plan, the ceding company pays
all claims as they occur during a specified
period up to a certain amount

• A. Excess-loss Plan
• B. Pool Plan
• C. Stop-Loss Plan
• D. Leche Plan

27
Under this type of plan, the ceding company pays
all claims as they occur during a specified
period up to a certain amount

• C. Stop-Loss Plan

28
PSIM was accepted as an affiliate society by the
Executive Council of PMA and ratified by the
House of Delegates on

• A. May 1968
• B. May 1976
• C. May 1978
• D. May 1980

29
PSIM was accepted as an affiliate society by the
Executive Council of PMA and ratified by the
House of Delegates on

• C. May 1978

30
ECG is most useful in the diagnosis of

• A. Heart Enlargement
• B. Murmurs
• C. Hypertrophy
• D. Dysrhythmias

31
ECG is most useful in the diagnosis of

• D. Dysrhythmias

32
Diagnosis of Myocardial Infarction is least
reliable in patients with

• A. Right Bundle Branch Block
• B. Left Bundle Branch Block
• C. Significant Q - waves
• D. Recent Heartaches

33
Diagnosis of Myocardial Infarction is least
reliable in patients with

• B. Left Bundle Branch Block

34
GlaxoWellcome and Smithkline Beecham merged into
GlaxoSmithkline on

• A. November, 2000
• B. December, 2000
• C. January, 2001
• D. October, 2000

35
GlaxoWellcome and Smithkline Beecham merged into
GlaxoSmithkline on

• C. January, 2001

36
Most common ECG findings in trained athletes

• A. Left ventricular hypertrophy
• B. Sinus Bradycardia
• C. Inverted T waves
• D. Tidal waves

37
Most common ECG findings in trained athletes

• B. Sinus Bradycardia

38
The predecessor of Atty. Malinis as Insurance
Commissioner

• A. Mr.Arnaldo Cruz
• B. Dra. Adelita Vergel De Dios
• C. Dr. Alberto Romualdez
• D. Dr.Jaime Galvez - Tan

39
The predecessor of Atty. Malinis as Insurance
Commissioner

• B. Dra. Adelita Vergel De Dios

40
The danger that the proposed insured is making a
deliberate attempt to conceal or misrepresent
information that might result in an unfavorable
underwriting decision

• A. Fraudulent risk
• B. Misrepresentation
• C. Moral hazard
• D. Material concealment

41
The danger that the proposed insured is making a
deliberate attempt to conceal or misrepresent
information that might result in an unfavorable
underwriting decision

• C. Moral hazard

42
The most important question in all applications
in which foreign travel and residence are
involved is the

• A. Purpose of the insurance
• B. Socioeconomic conditions
• C. Political Situation
• D. Length of travel or stay

43
The most important question in all applications
in which foreign travel and residence are
involved is the

• A. Purpose of the insurance

44
The Chairman of the Organizing Committee for this
years PSIM Advanced Underwriting Seminar

• A. Dr. Jo Cano
• B. Dr. Nazario Macalintal, Jr.
• C. Dr. Ammie Zafra
• D. Dr. Andro Sandoval

45
The Chairman of the Organizing Committee for this
years PSIM Advanced Underwriting Seminar

• B. Dr. Nazario Macalintal, Jr.

46
Common differential diagnosis for athletes heart
except

• A. Myocarditis
• B. Hypertrophic Cardiomyopathy
• C. Marfans syndrome
• D. Myocardial Infarction

47
Common differential diagnosis for athletes heart
except

• D. Myocardial Infarction

48
A type of health insurance that usually provides
a benefit to offset actual hospital, surgical and
physicians expenses that result from treatment
for sickness or injury

• A. Major Medical Insurance
• B. Medical Expense Insurance
• C. Medical Reimbursement Insurance
• D. Hospital Income Benefit Rider

49
A type of health insurance that usually provides
a benefit to offset actual hospital, surgical and
physicians expenses that result from treatment
for sickness or injury

• B. Medical Expense Insurance

50
The practice of knowingly accepting risks at an
inadequate premium rate, attempting to obtain
business by undercutting the market price for
similar coverage

• A. Stop-loss underwriting
• B. Experimental Underwriting
• C. Aggressive Underwriting
• D. Speculative Underwriting

51
The practice of knowingly accepting risks at an
inadequate premium rate, attempting to obtain
business by undercutting the market price for
similar coverage

• D. Speculative Underwriting

52
A specific form of misrepresentation wherein
agent induces a policyowner to cancel his policy
and purchase a new one from another company
without clearly informing the latter of the
consequences of the replacement

• A. Switching
• B. Piracy
• C. Twisting
• D. Deception

53
A specific form of misrepresentation wherein
agent induces a policyowner to cancel his policy
and purchase a new one from another company
without clearly informing the latter of the
consequences of the replacement

• C. Twisting

54
A Federal Privacy Law wherein only individuals
are considered to be consumers

• A. Fair Credit Reporting Act of 1970
• B. Privacy Act of 1974
• C. Fair Credit Reporting Act of 1971
• D. Naic Model Privacy Act

55
A Federal Privacy Law wherein only individuals
are considered to be consumers

• C. Fair Credit Reporting Act of 1971