CathayLife Corp., Hsinchu Office

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Foreign Student Insurance
????????
CathayLife Corp., Hsinchu Office NameBill
Tsung Cell 0928-841959 email
billtsung_at_cathaylife.com.tw
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• Briefings for CathayLife Corp.,
• Why pay 3000 NTD for insurance
• Insurance Content
• Exclusion for this Insurance
• Application for Benefit

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Briefings for CathayLife Corp.,
1.The Largest insurance company in Taiwan 2.Only
insurance company for TOP 100 branch conducted
MOEA of Taiwan 3.No.1 for financial enterprises
in Taiwan from TOP 1000 enterprises conducted by
CommonWealth Magazine 4.Only one candidate in
Taiwan of TOP 500 globalization in US Fortune
5.No.1 of financial enterprise in Taiwan from
global TOP 2000 conducted Forbes https//www.cath
aylife.com.tw/ Free customer service 0800-036599
MUST Contact Mr. Tsai, International Student
Service Section,
886-3-5593142 ext.2317
isss_at_must.edu.tw CathayLife Bill Tsung,
886-928-841959, billtsung_at_cathaylife.com.tw Hsinc
hu Office Add 2F., No.9, Sec. 3, Zhonghua Rd.,
North Dist., Hsinchu City 300, Taiwan
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Why pay 3000 NTD for insurance
????????????,?????????????,??????????
??,???????????? ??????????? ????????????
According to Article 9 of National Health
Insurance Act, any national of the Republic of
China must meet one of the following requirements
in order to become the beneficiaries of this
Insurance 1.Those who have established a
registered domicile for at least six consecutive
months 2.Those with a regular employer. ????????
??????,????????????????????,?????????????????,????
???????????? For covering six months without
national health insurance, MUST trusts insurance
to CathayLife with 500NTD per month for one.
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Insurance Content
Outpatient/emergency service Payment for daily
ward hospital allowance of be in hospital
???? ? ( ? ) ??????????????????????(????????????
???,?????????)??????,?????????? ( ? )
????,??????????????? ( ? ) ?????(??????????????X??
???????),???? ( ? ) ???????,?????????? 1000
???? Article 14 Regarding to payment for
outpatient services or emergency service due to
disease or accident, CathayLife pays ?benefit for
outpatient/emergency services (? ( ? )
??????)?based on real payment to hospital,
including examination, prescription, medicine,
test or X-ray, without exceed of 1,000 NTD per
service
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Insurance Content
Outpatient/emergency service Payment for daily
ward hospital allowance of be in hospital
???? ?????????????????????????(???????????????,?
????????)????????????,????????????????????????????
?????????,?????????? 1000 ??? 1. ??????????? 2.
??????????? 3. ??????????? Article 15 Regarding
to daily ward payment due to disease or accident,
CathayLife pays ?benefit for daily ward
(?????????)?as followings and without exceed of
1,000 NTD daily 1.Fee difference
of ward upgraded 2.Food except
for tube feeding 3.nursing except
special nursing
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Insurance Content
Outpatient/emergency service Payment for daily
ward hospital allowance of be in hospital
???? ?????????????????????????(???????????????,??
???????)????????????,?????????????????????????????
????????,????????????????? 12 ???? Article 16
Payment for stay in hospital due to disease or
accident, CathayLife pays ? hospital allowance of
be in hospital (?????????)?as followings and
without exceed of 120,000 NTD ????????? 1.
Medicine by Doctors instruction ???? (
?????????? ) ?2. Blood for non urgency ???????????
?3. registration fee and documents ????????????
4. for ambulance around trip ??????? 5. For
operation ???????????????????????? 6.
equipment/device applied for recovery after
operation ?????? 7. materials
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Insurance Content
Outpatient/emergency service Payment for daily
ward hospital allowance of be in hospital
???????????????????? 8. chem-test,
electrocardiogram, check for basal metabolic
rate ???????9. Physical recovery
treatment ?????????????10. Apply anesthetic and
oxygen ?????????? 11. Radiation
treatment ?????????12. Blood dialysis ????????????
? 13. Introduction technique and
medicine ???????14. Test fee ???????15. Treatment
fee
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Exclusion
???? ?????????????????????????????? ( ? )
????,????????????????
???????????(?????????)?
???????????? ????????????????????
???? Article 19 The CathayLife does not take
responsibility due to disease or accident caused
by following circumstances A. the
activities on purposed by the insured, including
suicide or attend suicide B.
Criminal by the insured C. The
insured takes illegal drugs according Taiwan
regulation
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Exclusion
?????????????????? ( ? ) ????,???????????????? ???
?????????????????????????,????? ???????????? ?????
??????????????????? ?????????????????????????? ???
??????????,????,?????????? The CathayLife is not
responsible for staying hospital or outpatient
service due to following circumstances A.
Operation for beauty?surgery, but excluding
necessary orthopedics for basic function B.
Birth defect, C. Dental treatment not caused by
happened case D. Artificial teeth, limb, eyes,
classes, hearing aid or accessories However,
above conditions are effective caused by injury
accidences and one time is restricted.
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Exclusion
?????????????????????????????????????? E. Healthy
check, rest, drug quitting, alcohol quitting,
nursing, elderly care or indirect medical
treatments ????????????????????????? F.Pregnant,
miscarriage , parturition and complication. The
following are excluded (?)?????? 1. ????? 2.
???? 3. ????? 4. ??????? 5. ?????? 6. ?????7.
????8. ?????? 9. ??????????? (A). related
pregnant diseasea. extrauterine pregnancy, b.
vesicular mole, c. placenta previa, d. premature
separation of placenta, 5. postpartumhemorrhage.
6. pre-eclampsia, 7. eclampsia, 8.atrophic
embryo, 9. operation for abnormal embryo
chromosome.
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Exclusion
????????????????????????? F.Pregnant,
miscarriage , parturition and complication. The
following are excluded (?)???????????,?? 1.
???????????????????????????? 2.
???????????????????????????? 3.
??????,??????????????????????????? 4.
??????,?????????????? 5. ?????????????????????????
(B) Necessary miscarriage based on medical
treatment, including 1. himself/herself and
his/her couple gets genetic, epidemic or
physiology disease, 2. four-level relatives to
himself/herself and his/her couple get genetic
disease, 3. according medical reason, it is
considered lethal death, danger of body or
physiology, 4.according to medical reason, it is
considered abnormality possibility, 5. Pregnant
by rape and enticement into unlawful sexual
intercourse and restricted marriage according to
regulation.
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Exclusion
????????????????????????? F.Pregnant,
miscarriage , parturition and complication. The
following are excluded (?)??????????,???????? (C)
Necessary cesarean section and compliance with
following 1. ????Dysfunctional Labor . 2.
????Fetal distress 3. ???????CPD 4. ????abnormal
fetal position ? 5. ???? Multiple Birth 6.
?????????????? cervixneck of the uterus non-fully
open and umbilical cord abscisic 7. Twice
(include) of IUFD intrauterine fetal demise
(pregnant for more 24 weeks, more weight 560
grams)?
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Exclusion
????????????????????????? F.Pregnant,
miscarriage , parturition and complication. The
following are excluded (?)??????????,?????
??? (C) Necessary cesarean section and
compliance with following 8. ?????? a. ????? b.
????????? c. ??????? d. ?????? 24 ????????? e.
??????( a )??????,???????????????????????????( b
)?????????????????????????,???????( c
)?????,?????????????? relative diseasea.
placenta previa, b. pre-eclampsia and eclampsia ,
c. premature separation of placenta, d. Premature
Rupture for more more than 24 hours, e.
cardiopulmonary(a) serious cardiac arrhythmias
with diagnosis, (b) heart attack level 3 or 4
with diagnosis, (c) plumonary emphysema with
diagnosis. ???????????????????????????contracepti
on operation for Infertility, artificial
insemination or non-cure orientation
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Application for Benefit
???? ????????????????????,????????????????
?????????????(?????????????,??????????
????????) ???????????????????????
??????? ??????????????????????,??
???????????????????????,?????????? Article 20
Documents required when applying for benefit of
insurance A. Application form filled up B.
Diagnosis (if the Policyholder or insured is
Doctor, they is not allowed to issue diagnosis
for Policyholder or insured) C. Receipt of bill
list from legal hospital or clinic D. ID of
Beneficiary ?If necessary, CathayLife will review
insured medical records after agree, and
CathayLife pays this fee.
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Definition

• ???? ??????????????????????????
• ????????????????
• Article 12 The insured is disqualified when
  following happen
• Not membership
• Death

???? ????????????????????,????????,?????????,???
??????????,??????????????,??????????? Article 13
definition of the same case if the insured comes
back within 14 days since out of hospital, due to
the exact same disease or accident or its
complication, it is severed as the same disease
or accident.