Is Your Mortgage

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Is Your Mortgage
LifestyleTotally Protected?
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Who is USA Benefits Group?

• About the Company
• USA Benefits Group is a nationwide network of
  health and life insurance professionals that have
  been serving small business owners and the
  self-employed since 1988.
• Non-captive agents working for you, not the
  insurance company
• 26 years of Health and Life Insurance
  Specialization
• A rating with the Better Business Bureau
• Representing top-rated companies as determined by
  A.M. Best
• About Your Agent
• USA Benefits Group Eagle Division Manager since
  2003
• 4000 Customers
• 16 Third Generation Families
• CHU certified since 1998
• 37 Years Of Providing insurance Solutions For The
  Question
• Are You Totally Protected

David L. Collins Executive
VP USABG
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USA BENEFITS GROUP EAGLE DIVISION
Providing Insurance Solutions for 37 Years We
cover everything that affects your mortgage

• STABILITY SECURITY WITH USABG EAGLE DIVISION
• Nationwide network of insurance professionals
  serving home owners since 1977.
• 37 years of providing mortgage protection
  solutions for the WHAT IF of life!
• Over 550 million in business, while insuring
  100,000 thousand mortgages and lifestyles
• We have witnessed over a billion dollars in
  mortgage claims. We know what you need to
  protect your mortgage and lifestyle
• TOTAL MORTGAGE PROTECTION PLUS FAMILY SECURITY
• We cover everything that affects your mortgage
• Die before the end of your mortgage
• Have a Critical Illness Event
• Cancer Accident Heart Stroke
• Have a accident disability
• Live to the end of your mortgage

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Total Mortgage Protection Plus Its Not Always
The Other Guy!1 Cause Of Foreclosures And
Bankruptcies

• CANCER EVERY 24 SECONDS
• 55 Of All Hospital Admissions
• I in 2 males 1 in 3 females
• Average recovery 14 months
• 6 Times More Likely Than Dying
• CORONARY ILLNESSES EVERY 29 SECONDS
• 1.2 million heart attacks 800,000 surgeries per
  year
• 10 Of All Hospital Admissions
• Average Recovery 8 To 10 Months
• 6 Times More Likely Than Dying
• ACCIDENTS
• There is over 20 million accidents every year
• 14 Of All Hospital Admissions
• Average recovery 8 months
• 5 Times More Likely Than Dying

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Dying Is Not The Greatest Risk
To Your Mortgage

• 68 of all hospital confinements are related to
  the 3 most common critical illnesses
• SIX TIMES MORE LIKELY THAN DYING
• WE WOULD PAY 50,000 ON DIAGNOSIS
• WOULD PAY MEDICAL EXPENSES
• WOULD PAY MORTGAE PAYMENT
• WOULD PAY LIVING EXPENSES
• 14 of all hospital confinements are related to
  disabilities from accidental injuries.
• FIVE TIMES MORE LIKELY THAN DYING
• WE WOULD PAY THE MORTGAGE FOR 24 MONTHS
• IF THE ACCIDENT INVOLVES MAJOR BURNS OR PARALYSIS
  WE WOULD ALSO PAY 50,000 ON DIAGNOSIS

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What if this happened to you?
80 USE UP ALL THEIR
LIFE SAVINGS What would you do? Average out of
pocket, 16,500

• THESE CLAIMS ARE ALL MY CUSTOMERS
• BREAST CANCER / 414,137
• 10 MONTHS OF LOST INCOME
• Received 50,000 On Diagnoses
• HEART ATTACK WITH SURGERY / 243,000 Bill
• 13 MONTHS OF LOST INCOME
• Received 50,000 On Diagnoses
• ACCIDENT WITH 7 SURGERIES / 393,000 Bill
• 24 MONTHS OF LOST INCOME
• 90 Day Wait. Received 2,200 Monthly For 21
  Months
• OUR GOALS ARE SIMPLE, PROTECT THE MORTGAGE
• Pay The Mortgage Payment On Critical Illnesses
  And Accidents
• Pay Bills On Critical Illnesses
• Pay All Out Of Pocket Cost On Your Major Medical
• Pay Off Mortgage If You Die

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USABG Mortgage Protection PlusIf Cancer Or An
Accident Was In Your FutureWhich Plan Would You
Prefer ??
Mortgage Protection Plus IF YOU DIE
We Pay Off Mortgage CRITICAL ILLNESS We
Pay 50,000 Cash ACCIDENT DISABILITY
We Pay Payment IF YOU LIVE Return Of
Premium
Standard Protection IF YOU DIE We
Pay Off Mortgage CRITICAL ILLNESS
We Pay 25,000 Cash
Return Of
Premium
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• USA BENEFITS GROUP
• TOTAL MORTGAGE PROTECTION PLUS
• Will Schroer Family / 73160 / 42 39
• 150,000 30 Year Mortgage / 1,300 Payment

TOTAL PROTECTION PLUS
TOTAL PROTECTION PLAN
FOUR BENEFIT PLAN YOU COULD DIE
We would pay off the
mortgage YOU COULD HAVE CANCER
4 times more likely than dying We would
pay 50,000 HEART ATTACK
3 times more likely than dying We would
pay 50,000 YOU COULD HAVE AN ACCIDENT
3 times more
likely than dying 90 Day Wait 1,500 Disability
For 24 Months YOU COULD LIVE TO TERM We Would
Return Your Premium
TWO BENEFIT PLAN YOU COULD DIE
We would pay off the
mortgage YOU COULD HAVE CANCER
6 times more likely than dying We would
pay 25,000 YOU COULD HAVE A HEART ATTACK
6 times more likely than
dying We would pay 25,000

151 (54,360 Deposit)
109 (39,230 Bill)
USABG EAGLE DIVISION OUR GOALS ARE VERY SIMPLE
PAY THE BILLS 100 PROVIDE INCOME YOU
RECOVER A
Check is Better.. Than A Get Well Card