Peer To Peer Lending in India - LenDenClub (1)

1
Private Money Lenders
for Personal Loans
2
ABOUT LENDENCLUB

• A novel P2P lending and borrowing platform in
  India.
• It allows individuals to get fast personal loans
  or become lender
• to earn higher interest on their investment
  .The platform helps lenders to
• multiply their money faster
  

3
LENDING PROCESS

• 1. Register
• Register on LenDenClub as a lender by
  providing basic KYC information and a one time
  registrations fee of Rs. 500. No other hidden
  charges applicable.
• 2. Offer Loan
• Post investment, you can view pre-verified
  borrowers. Select the ones you want to offer loan
  to, based on the interest rate and amount you
  want to invest.
• 3. Repayment
• Receive monthly returns from the borrower
  and start growing your wealth. Lenders also have
  the option of reinvesting their earnings.

4
Escrow Payment Mechanism
5

• LDC processes loan disbursement and repayments
  through a third party SEBI registered escrow
  agent, Beacon Trusteeship Services Pvt. Ltd
  (BTS).
• The escrow agent communicates with the LDC
  platform and on receipt of a transaction, gets it
  executed with our escrow bank IDFC Ltd.
• An annual and monthly audit of the Escrow account
  is conducted by the escrow agent in adherence to
  the prescribed mandate.

6
Benefits at LenDenClub

• Solid Returns
• Sustained high returns on investments makes P2P
  lending a sought after investment option for
  fixed income investor.
• Monthly Cashflow
• P2P lending is the only high return instrument to
  fetch monthly cash flows with interest
  payments.
• No Volitality
• Traditional instruments such as equity, forex,
  commodity etc. have high
• volatility inherent to them resulting in
  notional or actual loses.

7
THANK YOU