P2P Lending - LenDenClub - PowerPoint PPT Presentation

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P2P Lending - LenDenClub

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LenDenClub is India's leading Peer to Peer (P2P) Lending platform. Borrower can get fast personal loans. Earn higher returns through lending money online – PowerPoint PPT presentation

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Title: P2P Lending - LenDenClub


1
Private Money Lenders for Personal Loans
2
LOANS LENDENCLUB OFFER
  • Debt consolidation loans
  • Home Renovation Loan
  • Medical emergency loans
  • Wedding / Family functions
  • Rental deposit loans
  • Advance salary loans

3
LENDING PROCESS
  • 1. Register
  • Register on LenDenClub as a lender by
    providing basic KYC information and a one time
    registrations fee of Rs. 500. No other hidden
    charges applicable.
  • 2. Offer Loan
  • Post investment, you can view pre-verified
    borrowers. Select the ones you want to offer loan
    to, based on the interest rate and amount you
    want to invest.
  • 3. Repayment
  • Receive monthly returns from the borrower
    and start growing your wealth. Lenders also
    have the option of reinvesting their earnings.

4
How to Mitigate Risk
  • Optimal diversification can vastly improve the
    performance of your P2P investments.
  • As a widely accepted practice, investors
    diversify their investment portfolio across
    various instruments to ensure that the collective
    performance of the portfolio sufficiently
    eclipses the losses of individual instruments.
  • For instance the performance of an investment
    amount of Rs. 10 lakhs divided into 20 borrowers
    (Rs. 50,000 each) could be majorly affected by
    the even one default. 

5
Benefits at LenDenClub
  • Solid Returns
  • Sustained high returns on investments makes
    P2P lending a sought after
  • investment option for fixed income investor.
  • Monthly Cashflow
  • P2P lending is the only high return instrument
    to fetch monthly cash flows
  • with interest payments.
  • No Volitality
  • Traditional instruments such as equity,
    forex, commodity etc. have high
  • volatility inherent to them resulting in
    notional or actual loses.

6
THANK YOU
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