What to NOT DO when filing a car insurance claim - PowerPoint PPT Presentation

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What to NOT DO when filing a car insurance claim

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Here are the five things that you should not do after an accident.Learn about car insurance claims don't . – PowerPoint PPT presentation

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Title: What to NOT DO when filing a car insurance claim


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What to NOT DO When Filing a Car
Insurance Claim
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  • Do Not run away from the scene of the
    accident even, and especially, if you are at
    fault. Do not move your car or the others from
    the scene. Check if medical aid is required and
    arrange for it.

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  • DO NOT avoid informing the police. If the other
    involved parties try to arrange a settlement with
    you without informing the police, this is an
    illegal turn of events that you must avoid being
    party to. Remember that the FIR will help in
    filing your insurance claim, so never skip this
    all-important step.

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  • DO NOT lose control. It is natural to get
    stressed under these circumstances and end up
    being aggressive and angry or being submissive
    and accepting the blame and legal liability of
    the accident. DO NEITHER. Politely enquire if the
    other parties are alright and dial 100 to call
    the police.

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  • DO NOT drive under the influence of alcohol or
    other consumables, or indulge in malicious,
    illegal driving. Avoid employing your passenger
    car for commercial use. Remember in the event of
    an accident, these actions will disqualify your
    insurance claim.

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  • DO NOT ignore post-accident formalities or the
    time limits within which to file them. Collect
    all the necessary documents from all quarters and
    file a convincing car accident claim as promptly
    and correctly as possible.

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  • DO NOT give anything in writing to the insurance
    company before you have had a chance to review
    your policy. Do NOT sign any releases until you
    obtain legal advice or believe that the first
    estimated value provided by the company is the
    ultimate.

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  • DO NOT accept any check that says final
    payment unless you are ready to do so.

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  • The most crucial thing for anybody looking to
    file an insurance claim is to follow the law,
    keep a clear head, be honest, collect evidence
    and keep your insurance firm in the loop. If you
    follow these cardinal rules, then its unlikely
    that your car insurance claim will ever be
    rejected.

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THANKS!
  • Any questions?
  • You can find Us at
  • www.policyadvisor.in

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