Home Loans for UAE Nationals & UAE Resident

1
Home Loans for UAE Nationals UAE Resident
2
Overview
Taillored specially for the needs of UAE
Nationals and Residents, our 'Essence' home loan
combines a number of market-leading features and
benefits to give you one of the best products
available in the market. This product can be used
to buy, refinance or release equity for
residential properties in the UAE for both end
users and investors.
3
Features

• Want to minimize your down payment? Finance up to
  85 of the property value if you're a UAE
  National, and up to 80 if you're a UAE Resident.
• Don't want the hassle of transferring your salary
  from your existing bank? You dont have to.
• Want to settle your loan faster? Pay off up to
  30 of the outstanding balance each year free of
  charge.
• Think your job role or company size restricts you
  from getting a loan? We offer finance to all
  types of profession and size of company.
• Need a break from monthly repayments? We offer a
  payment holiday once a year at no cost.

4
Eligibility

• Borrow as little as AED 250,000 for a term of
  between 3 and 25 years.
• If you're a UAE National
• Aged between 18 - 70
• Employed or self-employed.
• If you're UAE Resident
• Aged between 18 - 65 (70 if self-employed)
• Employed or self-employed
• The maximum loan amount depends on each
  applicants financial eligibility and is subject
  to UAE Central Bank regulations.

5
Fees Charges

• Application Fee
• AED 3,150
• Non-refundable, but offset against your
  processing fee.
• Processing Fee
• 0.75 of loan amount
• Non-refundable.
• All fees and charges mentioned above are
  inclusive of Value Added Tax (VAT) and are
  subject to change at two months notice at the
  sole discretion of Abu Dhabi Finance PJSC.
  Conditions apply.
• For our standard Residential Loan Servicing Fees
  and Charges, please click here.

6
Frequently Asked Questions
7
Contact Us
Sunday to Thursday 830am to 500pm, GST
If you're in the UAE 800 ADF (233) Visit us in
Abu Dhabi 7th Floor, Aldar Headquarters, Behind
Al Raha Mall, Abu Dhabi Visit us in Dubai Office
1701 17th floor, Al Habtoor Business Tower, Al
Sufouh Road Opposite Habtoor Grand Resort Spa
Hotel Dubai Marina
If you're abroad 9712 6591900 Email Address
info_at_adf.ae Website https//www.adf.ae/en/