Why should you offer small business health insurance NC?

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Why should you offer small business health
insurance?
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• It's no secret that starting and running a small
  business is expensive, and it can be easy to
  dismiss health insurance as an unnecessary cost
  to help stay within your budget. However, health
  insurance is a vital part of running a successful
  business that people want to work for.
• Here are a few reasons why you should offer
  health insurance to your employees

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Group coverage may cost less and cover more

• Whereas a private plan offers coverage for less
  than you or your family, group insurance is
  insurance that companies purchase and offer to
  eligible employees and their dependents.
• Health insurance offers certain advantages over
  individual insurance , including generally being
  cheaper and offering more extensive coverage.

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You may qualify for a tax credit

• The purchase of health insurance for yourself and
  your employees can help you qualify for tax
  credits if you purchase a plan through the Small
  Business Health Options Program (SHOP) Exchange,
  an insurance portal created by the ACA.

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• You must meet the following requirements
• Have fewer than 25 full-time employees.
• Offer health insurance to all full-time
  employees.
• Pay salaries of less than 50,000 per full-time
  employee, on average, each year.
• Front at least 50 of the premium cost.

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It can increase job satisfaction and recruiting
success

• Offering a health insurance option can greatly
  increase your chances of attracting and retaining
  top talent, as it shows that you care for and
  value your employees.
• Healthy employees are productive employees, and
  the best way to ensure your employees remain so
  is to provide comprehensive health insurance.

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• Employees without insurance are less likely to
  get annual check-ups or visit the doctor when
  they're sick, which can cause them to get sicker
  and take time off work.
• If you're self-employed with no employees, health
  insurance is a necessity that can help you
  protect yourself, your dependents and your
  business against a potentially disastrous illness.

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Independent Benefit Advisors

• Small employers are generally defined as having
  fewer than 50 employees. Health insurance
  regulations for small businesses, ranging 15-50
  employees, are different than those for large
  employers.
• IBA provide expertise and service on small
  business health insurance to enable your company
  to meet your employee benefit goals.
• We are your year round resource for employee
  benefit questions and strategies.

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Contact Us
Address 1121 Pemberton Hill Rd, Apex, NC
27502 Phone [phone] Toll Free (888)
303-9690 Fax [phone] ID
john_at_thebenefitadvisors.com Website
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