Apply For HDFC Bank Personal Loan Now

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HDFC Bank Personal Loan 2021
Apply for HDFC personal loan amount from Rs.50000
to Rs. 25 lakh Check eligibility and apply online
today ?Attractive Interest Rates?Loan ?Disbursal
in 4hrs ? Easy Application Process.
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Description

• HDFC bank personal loans are quick, competitive
  transparent, customized to suit your every need.
  We at Afinoz are dedicated to serve the financial
  requirements of our customers. We have an
  exclusive collaboration with many
  governments/private banks/ Non-Banking Financial
  Institutions.
• Low prepayment charges  The Bank offers
  prepayment charges as low as 2 on the
  outstanding amount
• HDFC Personal loan comes with Zero hidden
  charges, lowest processing fees as compared to
  other products in the market and the available
  repayment options are very flexible and
  convenient
• HDFC Bank assures all its customers that the
  entire process and procedure of procuring a loan
  from the bank is completely transparent and is
  unbiased
• The bank offers all its loan without demanding
  any security from the applicant. At any point,
  the customer is under no obligation to provide
  any guarantee or collateral against the amount of
  loan taken from the bank
• HDFC bank offers a flexible repayment period
  which ranges from 12 to 60 months and comes with
  easy payment options including Post Dated Cheques
  Electronic Clearing System

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Interest Rate Charges of HDFC Personal Loan

• HDFC Personal Loan Interest Rate 2020

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HDFC Bank Personal Loan Eligibility Criteria
Eligibility for HDFC personal loan is decided on
the basis of certain parameters. A loan seeker
must come under the below-mentioned eligibility
criteria
Eligibility Criteria Key Features
Profession Salaried person with a Public or Private company
Employer Type Central / State Government Organisation Central / State PSUs Top Corporates including TCS, Infosys and others
Applicant Age 21 - 60 years
Minimum Eligible Income ? 15,000 per month
Minimum Eligible Term Loan ? 50,000/-
Maximum Eligible Unsecured Loan ? 7.5 Lakh
Minimum Work Experience 24 months, Minimum 1 year in the current organisation
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HDFC Personal Loan Documents Required

• HDFC personal loan is an unsecured loan and there
  is no involvement of asset verification in the
  documentation process. The documents required to
  get a personal loan from HDFC bank is
  time-saving, hassle-free if you keep the
  documents ready in advance.

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Particulars Details
Application Application Form duly filled
Identity Proof Copy of Passport Copy of Driving License Copy of Aadhar Card Copy of Voter ID Card
Address Proof Registered Rent Agreement (Min. 1 year of stay) Utility Bills (For the last 3 months) Copy of Passport (Proof of permanent residence) Copy of Ration card
Income Proof ITRs for the last two Assessment years Salary slip for the last 6 months Bank Statement for the last 3 months (Salary credit and EMI debit transactions)
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How to Apply for HDFC Personal Loan Online?

• While you do your HDFC Bank personal loan
  application through Afinoz, you should check the
  following -
• Check your HDFC Bank personal loan eligibility
  with the personal loan eligibility calculator at
  Afinoz.com. You can simply visit our website
  Afinoz.com, fill in a few easy details and get an
  instant and accurate assessment of your personal
  loan eligibility.
• Check your HDFC Bank personal loan EMI with the
  personal loan EMI calculator at Afinoz.com. This
  will help you to know the exact amount you need
  to pay every month towards the repayment of your
  loan.

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Processing fees and time of HDFC Bank personal
Loan

• HDFC Bank customers can get a personal loan in
  just 10 seconds once they fulfil eligibility
  criteria. After submitting documents, non-HDFC
  customers can get personal loan in 4 hours if
  they meet eligibility criteria. HDFC bank
  processing fees The bank charges a fee of up to
  2.5 of the loan amount subject to at least Rs.
  1,999/- and maximum Rs. 25000/-

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HDFC Bank Personal Loan Login

• At HDFC Bank, with the banks website one can
  anytime log in-to their respective HDFC Bank
  personal account or directly into their loan
  account by using their credentials such as the
  Login ID and password. Once logged in, it is very
  convenient to check out all the activities of
  your account on the go. HDFC Bank also provides
  the overview feature through its app, you can
  enter your loan account number, or simply scroll
  through the overview section of the app for all
  the information regarding your current account
  status.

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HDFC Bank Personal Loan Status

• With HDFC Bank, it is quite convenient and easy
  to track the status of your personal loan
  application by taking a few simple steps. First,
  by visiting the web-site or through the mobile
  phone application, and login using your
  credentials such as your login id and password,
  going further one needs to enter the application
  number or the document number which is provided
  for the loan application. Going forward, the page
  shows the overall activity and the account
  summary, where one can easily track the loan
  application status, thus can know whether the
  loan has been approved, in process or is rejected.

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About the bank

• The full form of HDFC Bank is Housing Development
  Finance Corporation. It is one of Indias leading
  financial institutions offering services in the
  areas of homeloans, personal banking, corporate
  banking, insurance, trading, and investments. 

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THANK YOU