Apply For Andhra Bank Personal Loan

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Andhra Bank Personal Loan 2021

• Apply for Andhra Bank personal loan amount from
  Rs.50000 to Rs. 10 lakh Check eligibility and
  apply online today ?Attractive Interest
  Rates?Loan ?Disbursal in 48hrs ? Easy Application
  Process.

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Description

• About Andhra Bank
• Andhra Bank is a public sector Indian bank with
  its presence in 4 extension countries. With its
  headquarters in Hyderabad, Telangana, the bank
  operates in most states and union territories in
  India.
• Andhra Bank personal loan
• It offers a wide array of financial solutions
  including loans, fixed deposits, credit cards,
  debit cards and a lot more to individuals across
  the country. A personal loan is one of its key
  products. Customers can get a  personal loan at
  an affordable and competitive interest rate.
  Andhra Bank personal loan can be availed to meet
  your credit requirements for higher education,
  home renovation, wedding and medical expenses.

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Features and Benefits of Andhra Bank Personal
Loan

• Following are the features and benefits of Andhra
  Bank personal loan
• Flexible repayment tenure Andhra Bank personal
  loan EMI can be repaid in 60 months.
• Diverse schemes The bank offers personal loans
  under different schemes to cater to different
  segments of customers ranging from state
  central government employees to LIC agents and
  pensioners.
• Co-obligation While applying for a personal
  loan, borrowers can add any co-obligation entity
  including parents and spouse who earn good income
  or family pensioners to improve their
  eligibility. 
• Minimal documentation Andhra Bank personal loan
  needs minimal documentation and the loan amount
  is disbursed quickly. 
• Attractive interest rate  Interest rate
  applicable on Andhra Bank personal loan starts
  from as low as 11.30 p.a. and processing fee is
  minimal. 
• No prepayment charges There is no prepayment
  charge on Andhra Bank personal loan.

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Andhra Bank Personal Loan Interest Rates

• Andhra Bank offers a personal loan to cater to
  different segments of borrowers under multiple
  categories. Customers can get a personal loan up
  to Rs. 5 lakh at a reasonable interest rate and
  minimal processing charges.

Consumer Loans Consumer Loans Consumer Loans
Loan period  For state, central and PSU employees drawing salary through Banks branch For private employees, non-salaried class and LIC agents etc
Up to 36 months 12.70  12.70
Above 36 months to 60 months 13.95 13.95
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Clean Loans Clean Loans Clean Loans
Loan period  For state, central and PSU employees drawing salary through Banks branch For others
Up to 36 months 11.30  11.80
Above 36 months to 60 months 11.55 11.80
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How to calculate Andhra Bank Personal Loan EMI?

• While getting a personal loan from Andhra Bank,
  it is important to calculate the best suited
  monthly instalment, making sure it fits into your
  monthly budget. A personal loan EMI calculator
  helps you calculate your monthly outgo and plan
  your finance with ease. Borrowers can estimate
  the EMI for Andhra Bank personal loan using
  personal loan EMI calculator on Afinoz.com Using
  Afinoz personal loan EMI calculator is very easy.
  Enter the following inputs to find out the
  instalment on your Andhra Bank personal loan. 
• Andhra Bank personal loan amount you want to get
• For how long you want to get a personal loan
• Interest rate applicable on Andhra personal loan

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How to calculate Andhra Bank personal loan
interest rate?

• Now calculating Andhra Bank personal loan
  interest rate is pretty easy with Afinoz personal
  loan interest rate calculator. All you need to do
  is fill in the following details into the
  calculator. 
• Andhra Bank personal loan EMI
• Andhra Bank personal loan amount
• Andhra Bank loan tenure 

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Documents Required for Andhra Bank personal loan

• Here is the checklist of the documents required
  to get a personal loan from Andhra Bank
• For salaried employees
• Proof of identity A copy of Voters ID/ PAN card
  /Aadhaar card /Driving license 
• Address proof A copy of Leave License
  Agreement/ Ration card /Utility bill (not more
  than 3 months old) / Passport
• Credit information PAN number to check your
  credit history
• Income proof A copy of the bank statement for
  the last six months
• Salary slips A copy of salary slips for the last
  three months with the latest Form 16
• Bank statement Bank statement showing salary
  being credited for the last 3 months
• IT Returns/ Assessment Order
• Property Statement 
• Latest quotation for article proposed to be
  purchased 

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• For self-employed employees
• Proof of identity A copy of Voters ID/ PAN card
  /Aadhaar card /Driving license 
• Address proof A copy of Leave License
  Agreement/ Ration card /Utility bill (not more
  than 3 months old) / Passport
• Credit information PAN number to check your
  credit history
• Latest Income Tax Assessment Order, Property
  statement
• Proof of business continuation 
• Latest Form 16
• Latest quotation for article proposed to be
  purchased

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How to apply for personal loan at Afinoz

• Applying for a personal loan on Afinoz is very
  easy. You can apply for a personal loan by
  clicking Apply Now button on the personal loan
  page. Fill the short and simple personal loan
  application form to check your eligibility for a
  personal. You will receive exclusive offers from
  multiple lenders, including based on your
  eligibility.

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Andhra Bank Personal Loan Customer Care

• You can contact the bank on the following
  touchpoints for any service, help, complain etc. 
• Phone number You can dial 1800 425
  1515 between 10 a.m. to 5 p.m. on all working
  days.
• Email Send an email on customerser_at_andhrabank.co.
  in 
• Website Visit www.andhrabank.in 
• You can visit the nearest branch of Andhra Bank

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THANK YOU