Understanding the Basics of Group Health Insurance in North Carolina

1
UNDERSTANDING THE BASICS OF GROUP HEALTH
INSURANCE IN NORTH CAROLINA
www.taylorbenefitsinsurance.com
2
Taylor Benefits Insurance has over 25 years of
experience and expertise that it has gained by
assisting customers in finding group insurance
policies that suit their needs.
ABOUT US

• The basics of group health insurance in North
  Carolina include options for large and small
  businesses. Companies with fewer than 100
  full-time employees can acquire small-group
  health insurance in North Carolina. Taylor
  Benefits Insurance operates on its own. We
  provide our clients with group coverage plans.
  This implies that we are neither constrained to
  particular insurance plan providers or required
  by the market to offer particular health plans.
  We are able to offer our clients a greater
  variety of health benefits as a result. Compared
  to other insurance companies, we are more agile
  and offer more personalized policies.

3
Large Group Health Insurance Plans in North
Carolina
Big businesses in North Carolina have options for
meeting the Affordable Care Act's mandate and
provide health insurance to their employees.
Evidently, cost is a significant factor. The
reputable Kaiser Family Foundation research on
benefits states that insurance prices are still
rising. Even with rising costs, companies must
maintain the subscriber share below 9.12 of
gross income in order to meet the ACA
affordability criteria. Over the past ten years,
the average rise in coverage costs has been
22. Increasing the deductible and altering the
coverage options are two ways to cut costs.
Employers may opt for a less expensive delivery
model, such as a high deductible health plan
backed by a health savings account (HSA).
4
Plans for Small Business Health Insurance in
North Carolina
The Affordable Care Act exempts businesses with
less than fifty employees from having to offer
health insurance policies. Nonetheless,
businesses that must fight for talent in a
competitive labor market discover that providing
health insurance to qualified workers is one way
they can differentiate themselves. Given the
high cost of insurance coverage and the regular
increases in rates, it can be difficult. The
ideal small company health insurance coverage may
be found and implemented with the assistance of
your Taylor Benefits Insurance expert, who can
also offer some cost-saving recommendations.
5
North Carolina and Group Insurance
Taylor Benefits Insurance is able to offer better
plans at cheaper costs than its competitors
because of its adeptness in navigating the health
insurance market. To do this, we look at your
company and contrast your priorities with Shop
health insurance plans chosen by companies that
are comparable to yours in your industry. Next,
we look at your needs and preferences for group
health insurance as well as pertinent health care
legislation. We combine all of this data to
create a healthcare plan that is both economical
and suitable for your organization.
6
Thank's For Watching
Contact Us
800-903-6066
www.taylorbenefitsinsurance.com
4820 Harwood Rd Ste 130 San Jose, CA 95124