Building Community Resilience - Financial Inclusion - GEMAP

1
Building Community Resilience
Financial Inclusion
2
History

• GEMAP Scotland - History
• Established in 1994
• Local response to poverty issues
• Built a good reputation as a money advice
  project
• Aware of revolving-door syndrome
• Began a process self-evaluation
• Led to the development of a different type of
  service model/creating resilience

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The New Model

• A different approach to financial
  inclusion
• A new model which fuses
• traditional casework and financial
  capability
• Financial independence for local people to take
  control of their financial affairs to promote
  financial responsibility - Mission statement

4
The New Model

• Gemaps approach emanates
• from the foundation, that
• money affects everyone.
• the impact money has on
• social inclusion, health well
• being, employability, education, has to be
  examined
• because of this approach, Gemap was able to
  establish our programme, which was applicable to
  a variety of communities

5
The Programme

• Modular programme
• Specific learning outcomes
• Flexible
• Continually developed
• Adapted to suit the needs/issues/experiences of
  the particular group
• Interactive, encouraging and empathetic delivery

6
Programme Delivery

• Group work
• Tutors
• Interactive
• Flexible
• Thematic
• Fun based learning
• Distinct learning outcomes
• Evaluated

7
How Gemap managed the transition

• Asked
• Listened
• Analysed
• Focused
• Designed
• Adapted
• Responded
• Changed
• Reflected

8
Building Communities of Resilience

• Focus on different issue based communities
• Out with geographical community
• Flexible programme and expertise of GEMAP
• Adapted to suit the needs of the group/partner
• Examples Employability, Housing, Youth
  organisations, School programme (P1 S6),
  colleges, parents groups and nurseries
• Stepping Stones and Peer group

9
The Fusion

• Money advisors Financial Inclusion Officers
• Relationship between the two teams
• Sharing expertise knowledge creates a
• unique financial inclusion process
• Clients benefit from a holistic approach
• The service can be accessed from either entry
  point

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Impacts Outcomes

• In excess of 10,000 through our
• programme
• Over 200 new bank accounts
• opened
• 7 School based credit unions
• established
• Helped to establish 3 College
• based credit unions
• 2 credit union bases established
• Further 3 planned this year
• Workshops delivered, building capacity
• resilience in Communities

11
Some Questions for You
Reflect on the communities, you live or work in
Have you identified what financial issues your
community may face How could your community
build their financial resilience