National Health Care Reform- Understanding the Issues of the New Plan

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National Health Care Reform- Understanding the
Issues of the New Plan

• CE Course 223924
• Neil Crosby
• Director of Sales - Warner Pacific
• Vice President of Public Affairs - CAHU

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Health Care Reform

• Everyone is talking
• Media, Legislators, Activists, Social Groups
• President
• Changes ?

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The Public Wants to Know

• How this will effect them?
• Where are the DETAILS?
• How much will it really cost?
• What do I have to do?

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Health Care Proposals

• House
• Senate
• President

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Driving Causes of Reform

• Reduce Health Care Costs
• Increase Access
• Cover everyone
• Help the Under-Insured
• Reduce the number of Un-Insured - 1 Issue

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Californias Uninsured

• 6.7 Million Uninsured
• 32 (2.1 million) Eligible for Public Programs
  Free or low cost Health care
• 33 (2.2 million) Make enough to buy
• 15 (1 Million) Short Term Uninsured
• 20 (1.4 Million) Truly Uninsured

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Americas Uninsured

• 46 Million Uninsured
• 33 (15 Million) Eligible for Public Programs
  Free or low cost health care
• 31 (14 Million) Make enough to buy
• 13 ( 6 Million) Short Term Uninsured
• 23 ( 11 Million) Truly Uninsured

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Why so many Uninsured

• Rates too high / Cant afford
• Californias Rates in Comparison
• Cant Access - Declined
• Dont know what is available
• Could give a .

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Health Care Concepts

• Universal Coverage is not Single Payor
• Access to Coverage vs Access to Care
• Private / Public System vs Single Payor

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Politics

• Why Politics ?
• California situation
• Assembly 2008 48 Dems / 32 Reps
• Assembly 2009 50 Dems / 30 Reps
• Senate 2008 25 Dems / 15 Reps
• Senate 2009 26 Dems / 14 Reps

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Politics

• National situation
• 2009 House 257 Dems / 178 Reps
• 2009 Senate 58 Dems / 40 Reps
• And a Democrat as President

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Desired Results of Reform

• Drive Costs down
• Assure Quality of Care
• Affordable Health Care for Everyone
• Choice of Doctors Plans

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How will they try to get there?

• Insurers lower costs
• Lower reimbursements to Providers
• Government negotiate lower RX costs, etc
• This isnt COSTCO !

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What Needs to Happen

• National Tort Reform Malpractice, Duplication,
  Defensive Medicine
• Electronic Health Records Paper process costs,
  Duplication, Proper treatment, Travel treatments,
  effectiveness
• Providers Based on Quality vs Quantity
• Transparency of Costs

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What is Coming???

• Guarantee Issue
• Mandate to Buy / Participate
• Taxes (Deficit Neutral ?)
• Costs (Lower, ?)
• MediCare Cuts? (400 Billion, ?)

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Competition to Insurers

• Government Lower Cost Option (?)
• MediCare style
• Public Option
• Co-Op
• State models
• California has already tried
• Food Stamp system

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The Issues

• There is No Money
• Benefit Design based on Federal Employees
  benefit plan
• Tax Employees on Employer provided Health Care

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The Reality

• Can you solve all the Issues?
• 900 Billion Deficit Neutral ?
• People will always want Choice
• The People of America Continue to speak out !!!

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How can we Share information?

• Clients, Friends, Relatives, Neighbors
• Community Groups Church, Service Clubs, Chamber
  of Commerce
• Ready made presentations
• Presentation Trainings

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Our Future Looks Great !

• Educate the Public
• We are the Consumers Advocate
• We Finance Americas Health Care
• We are essential for the future
• We are helping to shape the future
• Lets work together !

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Questions Contact

• Neil Crosby
• 800-801-2300
• NeilC_at_WarnerPacific.com
• www.CAHU.org
• We will speak at any group you may have.
• Lets spread the message.