MortgageBrokers.com

1
MortgageBrokers.com January, 2007
Brenda Brown Maria Fuentes Karin McGill Kimberley
Stephens
2
Who is MortgageBrokers.com (MBKR)

• Canadas only publicly traded Mortgage Brokerage.
• Formed a strategic alliance with RE/MAX summer
  2006.
• Expanding presence, 159 agents nationally and
  growing.
• RE/MAX Chay 4 Strong Agents to service your 4
  offices.
• Kim Stephens Brenda Brown Bayfield Main Office
  705-722-1050
• Sitting in the Bayfield office, we are close at
  hand and look forward to working as a part of
  your valued team. Our passion for excellence and
  expedient responses to your unique situation will
  ensure a smooth transaction. Drop by to discuss
  using our services to enhance your business or
  just to say Hi.
• Karin McGill Maria Fuentes Angus, Lakeshore
  Innisfil 705-812-1539
• Focusing on the three branch offices, we deliver
  a team with over 15 years of combined experience
  in the Financial Industry. We offer innovative
  financing solutions and exceptional customer
  service. We both reside in the Barrie area and
  are actively involved with a variety of community
  and charitable organizations.
• Note that there is no office exclusivity amongst
  MBKR Agents. Please feel free to contact anyone
  of us for service.

3
Retirement Savings Plan

• Whats Your Plan?
• RE/MAX is thinking of your future!
• Foundation of the program
• Funded Mortgages through Canadian Lending
  Institutions, referred through a MBKR
  representative earn dollars invested into a
  Manulife RSP program specific to RE/MAX.
• In most cases, where MBKR gets a Finders Fee from
  our lender(s), the Associate will earn a total of
  24 basispoints of the funded mortgage amount.
• MBKR contributes 15 basispoints and RE/MAX Chay
  contributes 9 basispoints totaling the 24.
• 1 basispoint equals 1/10 of 1.

4
Lets Look at the Math

• 200,000 mortgage x 0.24
• 480 invested into your RSP.
• One mortgage a month
• 5,760 invested into your RSP, 2007.
• Five years working with MBKR
• 32,683, compounded at 5 return over an
  additional 10 years
• 53,237after 15 years.
• If, you contributed an additional 100/m for the
  15 years, your RSP value would be approximately
  80,000.
• (using the same growth figures as above)
• Based on a 5 annual return rate and monthly
  deposits for the initial 60 months, with no
  deposits for the remaining 120 months.

5
Growth Chart
6
The Process

• It all starts with your first referral
• In House Service- RE/MAX Chay has a designated
  team of 4 Mortgage Brokers to service you.
• What qualifies as a lead? Any mortgage client
  you refer to us that we receive a Finders Fee
  from a Canadian Lending Institution.
• What paperwork must be filled out to submit lead?
  Complete and pass on the one page referral
  agreement (final document still in works
  MBKR/R/M-O.A.) and we will contact the customer
  and keep you informed and up to date. Similar to
  you passing on a Real Estate client referral to
  another RE/MAX Associate.
• MBKR Head Office delivers funds within (2 weeks
  of receipt) to your office after mortgage
  funding.
• Office processes funds electronically to
  Manulife.
• Individual access codes will distributed through
  your office administrators and RE/MAX
  Ontario-Atlantic.
• Log into web site to set up your account.
• Manulife administers the program and provides
  instant on-line access and semi-annual statements
  delivered to your home.
• Details are all available along with FAQs at
  www.manulife.ca/remax

7
Successes to date

• MBKR has hired 4 dynamic individuals (us),
  working in 2 teams to service your 4 offices,
  your buyers, sellers, past clients refinances and
  other clients you refer.
• 10 referrals to date and we are less than 2
  months into the program.
• Closed 1 referral and will be paying into an
  RSP of the R/M Chay Realtor. And company wide,
  the program has paid out more than 30,000 to R/M
  Associates in the last quarter of 2006.
• 2007 Expectations
• Leverage RE/MAX 's brand, sales volume and
  innovation to give you mortgage solutions like no
  other.
• 200 referrals from 70 RE/MAX Chay Associates with
  RSP contributions totaling 75, 000 for 2007.
• Efficiencies and processes to make the mortgage
  process part of your customer service routine.

8
MBKR vs. Bank.

• 3 reasons
• The Dynamics have changed
• We have all worked in the banking sector their
  rules are tight, they work for their shareholders
  and their options are limited! They arent very
  entrepreneurial, creative or sometimeeven
  customer friendly.
• 2. Dedicated Professionals
• We have options for most of your clients needs.
  We work for our clientsthat includes you (the
  realtor) the buyers and sellers you refer our
  lenders (yes, we deal with most Canadian Lending
  Institutions anyways) we only get paid when the
  job is done we work effectively to find the
  right product and features to satisfy all of our
  clients combined with the right attitude.
• 3. Business Growth through Partnering
• We want to help you grow your business and
  support your future by becoming part of your
  Real Estate Experience for your clients and
  delivering value to both your business and
  retirement plan.

9
www.manulife.ca/remax
10
Next Steps

• MBKR will meet directly with each Branch Manager
  and office administrators to discuss individual
  office requirements.
• MBKR agents will set up personal meeting to
  discuss mortgages and introductions.
• We are ready immediately for new business.

Thank You!
Kim Stephens Brenda Brown 705-722-1050 Karin
McGill Maria Fuentes 705-812-1539